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What the heck is "DR"?!

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kberly69
Frequent Contributor

What the heck is "DR"?!

I received a message from my LO today that was forwarded from the processor. She was requesting a better number for employment verification since she hadn't received a call back. The email started with my name "is going to DR". I did ask the LO in my response back but she hasn't been the greatest at answering my "extraneous" questions. I looked at the acronym list on this board and did an internet search with no luck. I have a closing date but of course am worried what DR is. Can anyone enlighten me? 


CH7 BK Discharged 10/16
Oct/Nov 2016: EQ 632 TU 532 EX 573
Feb 2017: EQ 695 TU 673 EX 670
March 2017 EQ 702 TU 676 EX 673
April 2017 EX 683 (TU & EQ unknown)
May 2017 EQ 695 TU 685 EX 693
Feb 2018 EQ 704 TU 687 EX 694

9/24/20: 4 years from discharge FICO 8: EQ 751 EX 765 TU 766 FICO 9 EQ 814 EX 804 TU 821
Message 1 of 8
7 REPLIES 7
kberly69
Frequent Contributor

Re: What the heck is "DR"?!

Also, the subject line of the email was "My name DR" so it wasn't a typo. 


CH7 BK Discharged 10/16
Oct/Nov 2016: EQ 632 TU 532 EX 573
Feb 2017: EQ 695 TU 673 EX 670
March 2017 EQ 702 TU 676 EX 673
April 2017 EX 683 (TU & EQ unknown)
May 2017 EQ 695 TU 685 EX 693
Feb 2018 EQ 704 TU 687 EX 694

9/24/20: 4 years from discharge FICO 8: EQ 751 EX 765 TU 766 FICO 9 EQ 814 EX 804 TU 821
Message 2 of 8
sxa001
Valued Contributor

Re: What the heck is "DR"?!

It would be strange to mention it to you maybe but it could be "Deal Review".  Maybe someone else has a better idea. 


Message 3 of 8
kberly69
Frequent Contributor

Re: What the heck is "DR"?!

She still hasn't answered me Smiley Sad   

"Review" seems feasible. Maybe D is "document"?  Close date is 9 days away so I hope she's reviewed the documents by now! 

I guess as long as I'm not going to "HH" (hell in a handbasket), it'll be OK, right?!


CH7 BK Discharged 10/16
Oct/Nov 2016: EQ 632 TU 532 EX 573
Feb 2017: EQ 695 TU 673 EX 670
March 2017 EQ 702 TU 676 EX 673
April 2017 EX 683 (TU & EQ unknown)
May 2017 EQ 695 TU 685 EX 693
Feb 2018 EQ 704 TU 687 EX 694

9/24/20: 4 years from discharge FICO 8: EQ 751 EX 765 TU 766 FICO 9 EQ 814 EX 804 TU 821
Message 4 of 8
VALoanMaster
Valued Contributor

Re: What the heck is "DR"?!

Could be Desk Review?

VA Mortgage Expert. Mortgage Banker lending in All 50 States.
VA, FHA, USDA. Jumbo, Conventional.
CAIVRS Expert.
Message 5 of 8
kberly69
Frequent Contributor

Re: What the heck is "DR"?!

I dunno. I had to look that up and it pertains to appraisals, correct? Nothing in mine seemed odd except they didn't overwrite after the last appraisal and it had the wrong school district. Everything else seems correct and reasonable. It appraised $15K over the price and I'm putting 20% down so the amounts seems fair.

No futher requests or emails from the LO so I'm trying to assume all is well and wait patiently. 


CH7 BK Discharged 10/16
Oct/Nov 2016: EQ 632 TU 532 EX 573
Feb 2017: EQ 695 TU 673 EX 670
March 2017 EQ 702 TU 676 EX 673
April 2017 EX 683 (TU & EQ unknown)
May 2017 EQ 695 TU 685 EX 693
Feb 2018 EQ 704 TU 687 EX 694

9/24/20: 4 years from discharge FICO 8: EQ 751 EX 765 TU 766 FICO 9 EQ 814 EX 804 TU 821
Message 6 of 8
Xerisca
Valued Member

Re: What the heck is "DR"?!

I work in mortgage... DR is usually in reference to Document Review. It's a step in the process. 



 

--Score 8--
EQ - 840 | TU - 816 | EX - 836




Message 7 of 8
kberly69
Frequent Contributor

Re: What the heck is "DR"?!


@Xerisca wrote:

I work in mortgage... DR is usually in reference to Document Review. It's a step in the process. 



 


Great- thank you! Hopefully it's the next to last step? - closing in 8 days and haven't heard anything in a while.


CH7 BK Discharged 10/16
Oct/Nov 2016: EQ 632 TU 532 EX 573
Feb 2017: EQ 695 TU 673 EX 670
March 2017 EQ 702 TU 676 EX 673
April 2017 EX 683 (TU & EQ unknown)
May 2017 EQ 695 TU 685 EX 693
Feb 2018 EQ 704 TU 687 EX 694

9/24/20: 4 years from discharge FICO 8: EQ 751 EX 765 TU 766 FICO 9 EQ 814 EX 804 TU 821
Message 8 of 8
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