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I wanted to know how far in advance should i apply for a mortgage. My lease doesnt run out until next April of 2017. I was thinking of gong with my credit union, SOFI and QUicken.
I'd say at least 2 or 3 months out. We gave ourselves 3 months. Applied in July, should be closed within the next week or two. This way we weren't stressing having to be out of our apartment right way in case the closing gets delayed. It will also probably depend on the house, how long it takes the offer to get accepted, if there is anything that needs to be fixed after inspection, if you have to fix anything on your credit, etc. Lots of variables.