cancel
Showing results for 
Search instead for 
Did you mean: 

When will mortgage score update.

Highlighted
New Contributor

When will mortgage score update.

My 4 credit cards reports to the credit bureau on the 18th, 26th , 31st and 3rd of every month. For the first time ever, All 4 of these cards will be reporting a balance of 0 except one showing less than 10%. When will my score update? Does it update every time someone pulls credit?
Message 1 of 3
2 REPLIES
Regular Contributor

Re: When will mortgage score update.

In my opinion, if your last card updates with the bureaus on the 3rd. Pull your score on my fico after that. Your mortgage score will be updated each time you pull it and anything has changed that affects your mortgage scores. Credit utilization impacts your mortgage scores so there should be a change to that score each time your credit utilization changes. I am no expert and have just started watching my mortgage scores but from what i've learned about how mortgage scores are figured I would recommend pulling it after your last card reports. 

 

Good luck!

For Me Starting FICO 8 Score 4/1/18 EX 599 TU 602 EQ 609
Current FICO 8 Score 6/1/18: EX 620 TU 617 EQ 623
Beginning Mortgage Score 4/1/18: EX 537 TU 592 EQ 578
Current Mortgage Scores 6/1/18 EX 607 TU 601 EQ 613
Hubby Starting FICO 8 Score 4/1/18: EX 505 TU 543 EQ 484
Current FICO 8 Score 6/1/18: EX 581 TU 581 EQ 569
Beginning Mortgage Score 4/1/18: EX 494 TU 512 EQ 548
Current Mortgage Scores 6/1/18 EX 577 TU 598 EQ 582
Goal Score 7/1/18: 640 Across the Board


Take the myFICO Fitness Challenge
Message 2 of 3
New Contributor

Re: When will mortgage score update.

Thank you, that’s what I thought.
Message 3 of 3