A trimerge credit report has the a trade line that has been reported to all three bureaus is reported as one trade line. The problem is you cannot tell which bureau or bureau(s) contributed to the trade line data. My use of a credit report it is better not to have trade line data merged it makes it easier to find credit reporting issues.
Good point...and I agree with it. Other than seeing the scores that the lender will use, it is not the best report for the average consumer to use for credit rebuilding purposes.