Does anyone know which Fico scoring model Navy Fed uses? I know they obtain a tri-merge report from all 3 bureaus and take the average score but would like to know which model for each bureau they use. I'm also in Texas if that's helpful.
Thanks a bunch.
No need for a sad face, it wouldn't have made a blind bit of differance on the rate.
When above 740, your already at the best rates possible.