Who can beat 3.4% interest on QUADPLEX with 3.5% down. First time buyer. FICO 661

[visualfxpro]

Just got an approval on 3.5% interest for over a million, but 97% chance the house will be $800k. I'll for a better rate but it's toubh to find 3.5% down loans on quadplex. I'd like 2 more offers from other lenders so I can pick the best one.

Also if relevant I'm building a real estate portfolio, so if lender does me right, I'll be back in the very near future. Next house will likely be a duplex, then depending on how I do I'll decide if I take it easy or buy more. My main goal is to be able to take care of all my expenses without needed my job. I love my work, but want to cut the chain around my neck. I want to stay because I CHOOSE to.

Thank you so much! You guys are the best!

[visualfxpro]

So nobody has any good lenders they like? Who is everybody applying to?

[VALoanMaster]

---

@visualfxpro wrote:

So nobody has any good lenders they like? Who is everybody applying to?

---

The quote you were given of 3.4% is about as good as you'll get on a high balance 4 unit FHA purchase without paying points.

[visualfxpro]

---

@VALoanMaster wrote:

---

@visualfxpro wrote:

So nobody has any good lenders they like? Who is everybody applying to?

---

The quote you were given of 3.4% is about as good as you'll get on a high balance 4 unit FHA purchase without paying points.

---

Thanks for feedback. I was getting the impression that I actually got a good rate. I was told to try 2 other lenders just to be sure I've gotten the best deal, so wanted to try some others.

[VALoanMaster]

---

@visualfxpro wrote:

---

@VALoanMaster wrote:

---

@visualfxpro wrote:

So nobody has any good lenders they like? Who is everybody applying to?

---

The quote you were given of 3.4% is about as good as you'll get on a high balance 4 unit FHA purchase without paying points.

---

Thanks for feedback. I was getting the impression that I actually got a good rate. I was told to try 2 other lenders just to be sure I've gotten the best deal, so wanted to try some others.

---

I'm a lender and can confirm you're getting a good deal.

[visualfxpro]

NICE!
They are my main bank so maybe that helped. My paycheck goes there.

[jmw1]

Discount points?  It's impossible to know if the loan is good without knowing the amount of points. 

[visualfxpro]

No points. Which lenders do you like?

---

@jmw1 wrote:

Discount points?  It's impossible to know if the loan is good without knowing the amount of points. 

---