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Will disputes hurt me?

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Anonymous
Not applicable

Will disputes hurt me?

So I went through one of the credit repair companies, and it really  did help my score.  However I was alot of accounts that were disputed.  Most that weren't removed show a "dispute closed-customer disagrees" I do believe all the disputes are closed, I haven't disputed anything in probably three months, except one that was removed.  Is this going to hurt me in trying to apply for a mortgage?

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Anonymous
Not applicable

Re: Will disputes hurt me?

And if so, is there anyway to get it removed??

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MBOhio2
Established Contributor

Re: Will disputes hurt me?

What type of loan will you be doing? Conventional, FHA?

 

This is another lender-specific thing. It seems that for FHA loans, most lenders WILL require that all references to disputes be removed from your credit report. I know my lender is requiring them all to be removed and they flat-out will not clear me to close if I have any left.

 

For advice on how to remove them, take a look at this thread and just do some searching of the forums here because there are lots of recent posts on this: http://ficoforums.myfico.com/t5/Mortgage-Loans/Best-Way-to-Remove-quot-Account-In-Dispute-quot-for-M...

Mid-2010 Starting Scores: FAKO EQ 476 FAKO EX 506 FICO TU98 575
July 2017 Current Scores: Approx 710 (waiting for official updates)
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