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So I went through one of the credit repair companies, and it really did help my score. However I was alot of accounts that were disputed. Most that weren't removed show a "dispute closed-customer disagrees" I do believe all the disputes are closed, I haven't disputed anything in probably three months, except one that was removed. Is this going to hurt me in trying to apply for a mortgage?
And if so, is there anyway to get it removed??
What type of loan will you be doing? Conventional, FHA?
This is another lender-specific thing. It seems that for FHA loans, most lenders WILL require that all references to disputes be removed from your credit report. I know my lender is requiring them all to be removed and they flat-out will not clear me to close if I have any left.
For advice on how to remove them, take a look at this thread and just do some searching of the forums here because there are lots of recent posts on this: http://ficoforums.myfico.com/t5/Mortgage-Loans/Best-Way-to-Remove-quot-Account-In-Dispute-quot-for-M...