Will final credit report refresh before closing be an issue?

[Anonymous]

I have a zombie dispute that a charge off creditor from 2014 keeps putting back on my TU report (and only TU). I’ve had it removed 3 times during this process and it just came back again. Will it be an issue if it shows up on the final soft pull before closing? It doesn’t change my scores at all when it’s removed, if that matters.

[JVille]

It could matter wish I could say different.

[Anonymous]

Good to know. I’ll plan to get it off yet again about two weeks before we close!

[JVille]

Sounds like the creditor continues to report it monthly.

[CreditInspired]

---

@Anonymous wrote:
I have a zombie dispute that a charge off creditor from 2014 keeps putting back on my TU report (and only TU). I’ve had it removed 3 times during this process and it just came back again. Will it be an issue if it shows up on the final soft pull before closing? It doesn’t change my scores at all when it’s removed, if that matters.

---

Why not ask your LO how to deal with it?  He/she may say do nothing.