It should be noted, My fiance makes 30k a year and we are undecided if we'll put her on the loan too. I understand it will add her income in and lower our DTI since she has 0 in monthly debts. She has absolutely no credit history though.
Please let me know what you guys think!
Thank you for the input! I hope you're correct...I feel like hte only bad thing i have is the 3 lates from january 2014 do you think that will hurt my chacnes?
should not, depending on your UW, stay away from the big banks as they will want you to send them your 3rd grade report card!
lol! I hope not, i wasn't a model student in 3rd grade!!
So you recommend a smaller bank for the loan process?