Would i Qualify??

[shane1120]

Hello all, below is my info -

1. Credit - experian - 615

                   Equifax - 614

                   Transunion - 620

Baddies :  Asset Acceptance LLC - Paid Collection - 0$ balance.

Date Open:	07/01/2008
Last Updated:	03/01/2012

CapOne - Charge Off - 0$ balance

Date Open:	12/01/2004
Last Updated:	05/01/2009

Chase - Charge Off - 0$ balance

Date Open:	01/01/2007
Last Updated:	04/01/2011

GECRB/AMER EAGLE- Charge Off - 0$ balance - (GW letter sent)

Date Open:	12/01/2004
Last Updated:	09/01/2010

Midland CM - Paid - 0$ balance - (Only on trans union)

2011

Collection Beurea of America - 0$ balance (only on Equifax)

2012

4 - 90 date lates on a sallie mae school loans that i thought were in deferment (2010)

*EDIT*

Good stuff:

CapOne Plat - 100/850 (2011)

CapOne Quicksilver - 0/1000 (2013)

Kay Jewlers - 0/2000 (2013)

Kohls - 0/300 (2013)

PNC Secured Card - 0/250 (2011)

Walmart - 0/500 (2013)

CapOne Auto Loan - 10K left (2013)

Never late on any of the above accounts / all prefect

INCOME - 45K

Engineer

Monthly Payments -

car - 291

CC - 50

School - 140

Full Time (Salary)

Assets/reserves - 5000k in mutual funds - 1500 in the bank

location - MO

Property - single family house

value - N/a

[CAnNY]

To my knowledge your mid FICO has to be min 620. It looks like yours is 615. I guess unless you have a rare lender who accepts less than 620. I'll let someone else chime in.

[shane1120]

---

@CAnNY wrote:
To my knowledge your mid FICO has to be min 620. It looks like yours is 615. I guess unless you have a rare lender who accepts less than 620. I'll let someone else chime in.

---

It would be a solid year befor i apply , so if i stay on my current path it should be in the high 600s