I would make sure you get everything correct concerning your personal documents, i had to sign papaerwork granting them permissions to verfy it all also with the social securtiy admin and IRS so this is a crucial week for me im sure i wil be ok but its just the thought of how much in detail they go to verfiy everything under the sun on you. Dont leave them any room for assumption on things regarding your personal info, it makes it easier on you and them,
I am in chex systems and havea bank act but they wouldnt let me join the credit union...go figure? Mine is going to come off on 12/15/16 and then I can join a local CU in my area after everything else settles and closes
There are certain banks that don't deal with Chex systems (US Bank being one of them), don't let the score dissuade you as my mid score is 680 but spouses is 660 and they had to use the 660 but VA loans like FHA are not score driven. 60 days from today the rate was 3.5% but couldn't lock because it would cost me to do so so I waited for the 30 day lock which already went up to 3.625 3 days before election day and I hear the rates are still climbing. Don't worry about the score, it's fine.