I just went to close my loan and didn't have my drivers license. Can't find it. Signed all the paperwork, got to the patriot act form and all I had was an old work i.d. The guy wouldn't fund the loan. He said I had to have a valid drivers license, the closing lady said that the patriot act form said a work id would work. I hauled my tail downtown to get a new one, the picture is dark on it. Faxed it to my title company. She said th epicture was too dark, but sent it to t he funder guy anyway. He said he would stay late to finish it, but left early. Will an i.d. besides a state issued id work. Can he change his mind and refuse to fund my loan because I don't have a drivers license with a picture on it or will a new work i.d. work?