usda direct loan

[Anonymous]

You are correct in that there are FICO scores (the real ones) and FAKO scores (the fake ones). If you purchase your score from this website, they are the real ones.  You can only purchase Transunion and Equifax.

But you are mistaken in that checking your own credit report and/or scores does NOT count against you.

[Anonymous]

its my understanding that you cannot purchase the TU04 SCORES, only other TU scores and the only way to get those TU04 SCORES that lenders use is a hard pull ,unless someone knows of another way?