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I would like to get a Loan in the near future. I have a BK discharged May 2008. I am currently going through a foreclosure. I know I will need a private mortgage due to this. I am looking for a condo priced about 140K and will have about 70K saved up plus 15K in 401K. Monthly debt is $170.00 for student loan and gross monthly pay is 11K. Credit scores if that matters are mid 600's. So do you think any credit unions, etc will lend to me?
any help would be appreciated.
Thanks
hard money lenders dont like to lend on primary residences. harder to get people out when they dont pay.
but you can try.
30% down and double digit interest though