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$15k Personal Loan Approved no POI NEEDED

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New Visitor

$15k Personal Loan Approved no POI NEEDED

Hello!!!

Today I just got approved for an unsecured signature loan through my Arrowhead Credit Union. Yay!!!!!

Relationship: have savings and auto loan acct for 4 yrs

14% util with only $22,500 in revolving total

They pulled Experian @695

She asked me for an amount and told her $15k, she asked me if I consent for a hard pull and I said yes. Boom!!! Instant approval all she asked me for is my driver’s license. She didnt even make a copy of it!

She asked me for my social security number which I just typed on her computer.

This was very much hassle free!!!

Term: 60 months
APR: 12.90%
Monthly Payment: around $340
Message 1 of 10
9 REPLIES 9
Frequent Contributor

Re: $15k Personal Loan Approved no POI NEEDED

Amazing!
Congratulations!



Message 2 of 10

Re: $15k Personal Loan Approved no POI NEEDED

Congrats!!!
Starting Score: 454
Current Score: 643
Goal Score: 670


Take the myFICO Fitness Challenge
Message 3 of 10
Valued Contributor

Re: $15k Personal Loan Approved no POI NEEDED

I love arrowhead! Their underwriting process is amazing!
| EQ 700
| NFCU Auto Loan | LendingPoint Loan | NFCU Go Rewards VS | Best Buy Visa | SavorOne MC | Nordstrom Visa | JC Penney | Ultamate | CareCredit |
Message 4 of 10
Valued Contributor

Re: $15k Personal Loan Approved no POI NEEDED

Congrats on the loan approval!


Scores - All bureaus 750 +/-
TCL - Est. $275K
Message 5 of 10
New Visitor

Re: $15k Personal Loan Approved no POI NEEDED

Was the application done at a branch office or all online?
Message 6 of 10
Valued Contributor

Re: $15k Personal Loan Approved no POI NEEDED

Congrats!

| EQ 700
| NFCU Auto Loan | LendingPoint Loan | NFCU Go Rewards VS | Best Buy Visa | SavorOne MC | Nordstrom Visa | JC Penney | Ultamate | CareCredit |
Message 7 of 10
Regular Contributor

Re: $15k Personal Loan Approved no POI NEEDED

Congrats!


 







Message 8 of 10
Established Member

Re: $15k Personal Loan Approved no POI NEEDED


@dp2k16 wrote:
Was the application done at a branch office or all online?

From the details given in the post, it was done in person.

Message 9 of 10
Established Contributor

Re: $15k Personal Loan Approved no POI NEEDED

This thread is nearly 1 year old that was revived.  I suppose congratulations a year later is better than never. Smiley Very Happy

 FICO 8
Message 10 of 10
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