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This was the offer I got the other day from Cap One . Seems pretty simple to get a free $100 from them
Yes, definitely worth it! My husband will be going for it next week.
Opened mine 11/24 and there's no current info on what fake DD will work. At least "2 DD totalling 1k" must occur to get the bonus. I'm doing real DD to guarantee a bonus.
@MzChrissy wrote:
Thanks for posting, I easily opened an account. Although I almost didn’t see the +Add promo code within the funding section. I'm about to just transfer $1k from my NFCU into this account, should that work? I don't want to mess with my DD at work but will for a free $400. And does anyone know how long we have to let the $1k sit in Capital One?
Did you open the account through the offer page? https://www.capitalone.com/bonus400/
When I got to funding it showed the BONUS400 code and confirmed the direct deposit requirement. You don't have to leave the funds there, just 2 DDs totaling $1k, you can take the funds out the next day if you want. Doctor of Credit has a "List Of Methods Banks Count As Direct Deposits", it's Bank Accounts on the top menu. I don't see Navy Fed listed there, for a $400 bonus I'm not taking a chance and using real payroll DDs.
FYI, I set my real DD up a few weeks back. $$ wasn't deposited in the account early. I'll guess I'll learn about their timing etc over the next few months. This is a no brained for me.
I get paid every 2 weeks so I make sure to make changes to my DD before the second week closes to take affect immediately.
@Anonymous wrote:I get paid every 2 weeks so I make sure to make changes to my DD before the second week closes to take affect immediately.
Currently waiting on my employer's prenotification process. Hoping the next paycheck goes to Capital One. I timed it out to include one extra paycheck than a normal 60 day period because of the MLK Monday holiday, just in case prenotification took a long time.
@GrabbedByTheGhoulies wrote:
@Anonymous wrote:I get paid every 2 weeks so I make sure to make changes to my DD before the second week closes to take affect immediately.
Currently waiting on my employer's prenotification process. Hoping the next paycheck goes to Capital One. I timed it out to include one extra paycheck than a normal 60 day period because of the MLK Monday holiday, just in case prenotification took a long time.
You had me scared with MLK Day, 1/18, but my 3rd payroll DD hits Fri. 1/15 putting me over $1k.
My employer also requires the first payday after adding a new bank account to be a pre-note paper check for that account. So I make that account the smallest split of 5%, and then raise it to what I need for future DDs.