Hi Everyone,
I have one more month to pay on a 2 year self-lender account (perfect 2 year payment history-oh yeah).
The thing is I know usually when you pay off a installment loan you lose some points annnd especially if it's your only one.
In order to eventually get points back I will need another installment on report.
My dilemma is If I do another self-lender for 2 years it will start off at 100% and you can only pay as due so it would take awhile to get it down to where it can really help gain postive points.
I need a good SSL where I can pay down a good percentage without reducing the length of the installment.
I know Alliant was the best one for this method but doesn't offer this SSL anymore.
Has anyone come up with another that works the same way that Alliant did?
