Hi
For anyone who got approved do you know if they are firm on their minimum credit score of 660?
I know they pull EQ and maybe also EX, which are 630 and 644 right now. My fiancé literally JUST had his score drop to 650 from 680 only Bc of a new wayfair account and the utilization going up.
If denied, can you call and recon anything? Is there wiggle room on the scores or if he explained why it went down would they recon it?
I don’t want to apply for nothing. We were going to do a joint, or me with a “co signer” if that helps. I’m not sure if it’s easier to get approved with two people applying together?
We’re trying for 20k, combined income around 180k.
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EQ 701, TU 685, EX ?
Wallet:
Amazon store $2500(10/12), Cap1 $1500 (10/12), Discover $1700 (11/1/12).
