So after months of back and forth I applied for Alliant membership. Went through the app and said yes to Checking and a debit card. Was expecting to fund the account but it’s pending. Guess it’s a no go for me.
Prepare to jumps some hoops before you're allowed to do anything else. Alliant isn't as cut and dry as some other FIs and CUs.
I submitted verification several times before my account became active. Citi's New Accelerate savings was much easier to set up.
Ally is also a breeze to set up in a few minutes https://www.ally.com/bank/online-savings-account/osa.html?