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Am i eligible for a personal loan to consolidate my credit card debt?

Senior Contributor

Re: Am i eligible for a personal loan to consolidate my credit card debt?


Appleman wrote:

If the score depression is utilization related and not for missed payments you may want to look at SoFi.com. They like cash flow (good salary) with a great payment record.

 

Lending Club, Prosper and SoFi.com all have SP pre-approvals. If you go through and apply for final approval it will be a HP.

SoFi.com does not have an origination fee which would be better.

 

Good luck


I have a sofi personal loan.

 

You can try them with a SP for pre approval.

 

They do not like baddies whatsoever, so if you have zero lates and zero derogatory marks on your files you may have a shot.

Citi DC $7900- AMEX BCP $9000- NFCU Platinum $10000 PenFed Power $11000- Chase FU $11700- DCU Platinum $15000- State Farm GN $15000- AMEX EDP $15000- NFCU CLOC $15000- Chase CSP $18900- Care Credit $20000- Discover Miles $21000- Penfed Promise $25000- NFCU Go Rewards $27100- Venture $28750 **As of 5/11/18** EX- 768(12) TU- 773(12) EQ- 748(15) UTI 16%- Clean Files- No AU Accounts.
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