Re: Am i eligible for a personal loan to consolidate my credit card debt?
If the score depression is utilization related and not for missed payments you may want to look at SoFi.com. They like cash flow (good salary) with a great payment record.
Lending Club, Prosper and SoFi.com all have SP pre-approvals. If you go through and apply for final approval it will be a HP.
SoFi.com does not have an origination fee which would be better.
I have a sofi personal loan.
You can try them with a SP for pre approval.
They do not like baddies whatsoever, so if you have zero lates and zero derogatory marks on your files you may have a shot.
Citi DC $7900- AMEX BCP $9000- NFCU Platinum $10000 PenFed Power $11000- Chase FU $11700- DCU Platinum $15000- State Farm GN $15000- AMEX EDP $15000- NFCU CLOC $15000- Chase CSP $18900- Care Credit $20000- Discover Miles $21000- Penfed Promise $25000- NFCU Go Rewards $27100- Venture $28750 **As of 5/11/18** EX- 768(12) TU- 773(12) EQ- 748(15) UTI 16%- Clean Files- No AU Accounts.