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@AverageJoesCredit wrote:
Thanks Ric, Jen, and Joe
Wow Joe, that is crazy indeed. Im still blown away. I cant recall, but it said apr no higher than 8. something%
I wish my Dad could get something like this. Cant wait to tell him.
@Anonymous give me the same APR as yours. But with BBVA I got a better rate I got a preapproval up to 50K @ 7.59 for 36 months if i have a banking account with them I will save 1% so it makes it 6.59 . CONGRATS AGAIN D
@AverageJoesCredit wrote:
Finally pre qualified for the elusive Amex personal loan. Cant believe it. All my hard work with my second life with Amex, pif mentality, ontime payments, taking care of my credit, seems to finally help me.
Always get no offers and super quick answer. Today checking rates took longer than normal and when it came back i felt just like when i got back in with Amex last year. Was shocked to see up to 25k! Just wanted to share this with my fico fam, i owe so much to this forum and great community of people Thank you all!
Congrats! AJC. Couldn't happen to a better guy. (you are a guy, right? lol #internet)
@Anonymous wrote:
@AverageJoesCredit wrote:
Finally pre qualified for the elusive Amex personal loan. Cant believe it. All my hard work with my second life with Amex, pif mentality, ontime payments, taking care of my credit, seems to finally help me.
Always get no offers and super quick answer. Today checking rates took longer than normal and when it came back i felt just like when i got back in with Amex last year. Was shocked to see up to 25k! Just wanted to share this with my fico fam, i owe so much to this forum and great community of people Thank you all!Congrats! AJC. Couldn't happen to a better guy. (you are a guy, right? lol #internet)
Lol, yeah sure am. Appreciate it James
@JoeLuvsHisCredit wrote:
@AverageJoesCredit wrote:
Thanks Ric, Jen, and Joe
Wow Joe, that is crazy indeed. Im still blown away. I cant recall, but it said apr no higher than 8. something%
I wish my Dad could get something like this. Cant wait to tell him.@Anonymous give me the same APR as yours. But with BBVA I got a better rate I got a preapproval up to 50K @ 7.59 for 36 months if i have a banking account with them I will save 1% so it makes it 6.59 . CONGRATS AGAIN D
Thanks Joe. Yeah your BBVA rate is awesome. How much did you take if you dont mind sharing?
@AverageJoesCredit wrote:
@JoeLuvsHisCredit wrote:
@AverageJoesCredit wrote:
Thanks Ric, Jen, and Joe
Wow Joe, that is crazy indeed. Im still blown away. I cant recall, but it said apr no higher than 8. something%
I wish my Dad could get something like this. Cant wait to tell him.@Anonymous give me the same APR as yours. But with BBVA I got a better rate I got a preapproval up to 50K @ 7.59 for 36 months if i have a banking account with them I will save 1% so it makes it 6.59 . CONGRATS AGAIN D
Thanks Joe. Yeah your BBVA rate is awesome. How much did you take if you dont mind sharing?
I had not made my mind up yet on how much but i am thinking about 20 to 30K here's a photo of 20K
@JoeLuvsHisCredit wrote:
@AverageJoesCredit wrote:
@JoeLuvsHisCredit wrote:
@AverageJoesCredit wrote:
Thanks Ric, Jen, and Joe
Wow Joe, that is crazy indeed. Im still blown away. I cant recall, but it said apr no higher than 8. something%
I wish my Dad could get something like this. Cant wait to tell him.@Anonymous give me the same APR as yours. But with BBVA I got a better rate I got a preapproval up to 50K @ 7.59 for 36 months if i have a banking account with them I will save 1% so it makes it 6.59 . CONGRATS AGAIN D
Thanks Joe. Yeah your BBVA rate is awesome. How much did you take if you dont mind sharing?
I had not made my mind up yet on how much but i am thinking about 20 to 30K here's a photo of 20K
Interesting they offer up to 72 months. I guess the good thing of a 3 year loan is it gets paid faster. Hope it helps and good luck with your decision
Take the loan quick before they fix the computer glitch Congrats AJC!
Whoo-hoo, huge congrats, @AverageJoesCredit!
Just a quick note not to be surprised if the offer terms change month-to-month... my own "maximum loan amount" has been as high as $21k and as low as $7k (and all in-between) this year. It seems to possibly (?) be tied to how much I spend, with the months when my statement balance is higher my "max" loan amount seems to be higher as well, which seems odd; it's also possible that my observation is only coincidence. ¯\_(ツ)_/¯
In my case this won't ever be an issue, since if I were to take them up on another loan it would be for an amount well within the lower of the offers I've received, but it's still nice to see the higher number.
Finally, I'll add that my experience with them last year was fantastic... I applied late in the afternoon, and the funds were in my checking account the next morning; I think it was something like 12-13 hours later.
Again, congrats!