Amex Personal Loan

[Anonymous]

Congrats! We are moving up in the world! Do make sure you take advantage of the offer if you want to. I've seen an offer in the morning from them be gone by the evening. They're really weird with the personal loans. 

[AverageJoesCredit]

Yes, that is what scares me lol. Heading over now to check. Will report back

[AverageJoesCredit]

Ok, tried at least. Still hsd the 25k, but it went to review so i figure more time to deny. Ah well, plan b is to keep paying down everything. Any updates ill update here

[Anonymous]

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@AverageJoesCredit wrote:
Ok, tried at least. Still hsd the 25k, but it went to review so i figure more time to deny. Ah well, plan b is to keep paying down everything. Any updates ill update here

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How much did you ask for? Mine was pre-approved for up to $8,900 and I asked for $8,600. I applied on Sunday and it went to further review. With Monday being Columbus Day I did not hear back until Tuesday.

[AverageJoesCredit]

No way was i asking for 25k on my income but i decided to ask for 11k , maybe a $350 monthly payment if approved at highest apr. Doable. I did put reason for loan credit card consolidation so who knows.

[Anonymous]

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@AverageJoesCredit wrote:
No way was i asking for 25k on my income but i decided to ask for 11k , maybe a $350 monthly payment if approved at highest apr. Doable. I did put reason for loan credit card consolidation so who knows.

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Yeah, I put down debt consolidation, but not the credit card option. Perhaps that's what caused it to go to review.

[tcbofade]

Good luck, AJC.  Please DO keep us posted. 

[joltdude]

Hope i end up waking up to a post saying I have the forms to sign ....

-J

[AverageJoesCredit]

Morning now, no emails yet so to be continued

[Anonymous]

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@AverageJoesCredit wrote:
Morning now, no emails yet so to be continued

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Hoping you get an answer soon.