Thank you everyone
So far nothing but thats ok. Fun part will be paying off those cards, im even going to pay off my phone from tmobile so sny debt i have will be here on the loan. Im just going to go forward with the goal of paying it off early but hope to save some too. Hsve begun putting s few bucks in my Langley s as vings so its something. Wish i would have done this years ago but we learn Great day everyone
So far nothing but thats ok. Fun part will be paying off those cards, im even going to pay off my phone from tmobile so sny debt i have will be here on the loan. Im just going to go forward with the goal of paying it off early but hope to save some too. Hsve begun putting s few bucks in my Langley s as vings so its something. Wish i would have done this years ago but we learn Great day everyone
@AverageJoesCredit wrote:
Hey guys, thanks for all the kind words. Sorry it took so long to get back. Lol, long day. Had to go to ear doctor, very subject to clogs and ear infections but at least i can hear now
Awesome news!! 😀APPROVED😀 got the email about 10 am just didnt have chance to sign and read terms til later. 11k at 8.98%. Not bad if i do say so. Im still in awe that ive achieved this. Now to make sure i pay this baby on time and not allow myself to get back to this level of cc debt.
Just another example for those who want good credit it is possible and if Amex personal loans are a goal, treat your Amexs' with care and credit too. Thanks everyone
Congratulations AJC!
Congrats AJC!!! That's how it's done!
Lol, big thanks
Just fyi for those who go this route, no POI asked, current Fico 8 Ex 752, yup all those recent useless hps i got ( lesson truely learned, new credit goal entrenched), and from opening new accounts after bk (10 years ago) took me 21 months to achieve a prequal for an Amex loan.
First up to celebrate , pay off Penfed $4500 loan at 17.99%, $23 owed. Lol, and to think with my good payment history on that loan, they wouldnt even give another shot. Thank you Amex
Just fyi for those who go this route, no POI asked, current Fico 8 Ex 752, yup all those recent useless hps i got ( lesson truely learned, new credit goal entrenched), and from opening new accounts after bk (10 years ago) took me 21 months to achieve a prequal for an Amex loan.
First up to celebrate , pay off Penfed $4500 loan at 17.99%, $23 owed. Lol, and to think with my good payment history on that loan, they wouldnt even give another shot. Thank you Amex
Congrats AJC! Nice rate as well and very generous amount from Amex..
Thank you CC. I truely feel my credit worked for me for once
Funds already in my checking! Ive never had that much at once in checking. I feel like s thousandair
Wow, from Monday to Wednesday, approval to funds transferred, Amex dont play
Wow, from Monday to Wednesday, approval to funds transferred, Amex dont play
@AverageJoesCredit wrote:
Funds already in my checking! Ive never had that much at once in checking. I feel like s thousandair
Wow, from Monday to Wednesday, approval to funds transferred, Amex dont play
They don't play at all! 
I got mine the next day, but that might have been due to USAA always crediting direct deposits a day early (sorry if I got your hopes up for next-day availability). In any case it's there now, and you can put it to good use!
