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Amex Personal Loan

Regular Contributor

Re: Amex Personal Loan

Congrats! We are moving up in the world! Do make sure you take advantage of the offer if you want to. I've seen an offer in the morning from them be gone by the evening. They're really weird with the personal loans. 



NFCU CLOC $10,000
Ford Credit Auto Loan $25.5k @ 1.9%/ 72 month
Gardening since 8/1/18

Message 31 of 75
Community Leader
Super Contributor

Re: Amex Personal Loan

Yes, that is what scares me lol. Heading over now to check. Will report backSmiley Happy
Message 32 of 75
Community Leader
Super Contributor

Re: Amex Personal Loan

Ok, tried at least. Still hsd the 25k, but it went to review so i figure more time to deny. Ah well, plan b is to keep paying down everything. Any updates ill update hereSmiley Wink
Message 33 of 75
Regular Contributor

Re: Amex Personal Loan


@AverageJoesCredit wrote:
Ok, tried at least. Still hsd the 25k, but it went to review so i figure more time to deny. Ah well, plan b is to keep paying down everything. Any updates ill update hereSmiley Wink

How much did you ask for? Mine was pre-approved for up to $8,900 and I asked for $8,600. I applied on Sunday and it went to further review. With Monday being Columbus Day I did not hear back until Tuesday.



NFCU CLOC $10,000
Ford Credit Auto Loan $25.5k @ 1.9%/ 72 month
Gardening since 8/1/18

Message 34 of 75
Community Leader
Super Contributor

Re: Amex Personal Loan

No way was i asking for 25k on my income but i decided to ask for 11k , maybe a $350 monthly payment if approved at highest apr. Doable. I did put reason for loan credit card consolidation so who knows.
Message 35 of 75
Regular Contributor

Re: Amex Personal Loan


@AverageJoesCredit wrote:
No way was i asking for 25k on my income but i decided to ask for 11k , maybe a $350 monthly payment if approved at highest apr. Doable. I did put reason for loan credit card consolidation so who knows.


Yeah, I put down debt consolidation, but not the credit card option. Perhaps that's what caused it to go to review.



NFCU CLOC $10,000
Ford Credit Auto Loan $25.5k @ 1.9%/ 72 month
Gardening since 8/1/18

Message 36 of 75
Super Contributor

Re: Amex Personal Loan

Good luck, AJC.  Please DO keep us posted.  Smiley Happy

Zero percent financing is where the devil lives...



Message 37 of 75
Valued Contributor

Re: Amex Personal Loan

Hope i end up waking up to a post saying I have the forms to sign ....

-J

 

Message 38 of 75
Community Leader
Super Contributor

Re: Amex Personal Loan

Morning now, no emails yet so to be continuedSmiley Wink
Message 39 of 75
Regular Contributor

Re: Amex Personal Loan


@AverageJoesCredit wrote:
Morning now, no emails yet so to be continuedSmiley Wink

Hoping you get an answer soon.

As of October 14, 2018









NFCU Cash Rewards, NFCU Flagship, NFCU Platinum, AMEX SPG, Best Buy Visa, Discover, Marvel, Nissan Visa, Uber Visa, Alliant CU Platinum Rewards, Amex BCE, Amex Everyday, Amex Blue Delta Sky Miles, BB & T Spectrum Rewards, BBVA ClearPoints, Capital One Quick Silver, Chase Freedom, Chevron Texaco Visa, DCU Platinum, Langley Cash Back, Pay Pal Mastercard, RBFCU Cash Back, State Farm Good Neighbor, Wells Fargo Cash Wise, RBFCU Premier Rate, Langley Rewards,Amex Hilton, Amex Green, Ollo Platinum, BOA Travel Rewards, Banco Do Brasil, BB & T Bright, BOA Cash Rewards, Precious Moments (Commerce Bank), Commerce Bank Special Connections, HSBC Platinum Rewards, HSBC Cash Rewards,
Also have NFCU CLOC $15,000


Store cards: Target RedCard Credit, Home Depot, Lowes, Ulta, Amazon
Message 40 of 75