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Amex Personal Loan

Community Leader
Super Contributor

Re: Amex Personal Loan

Thank you everyoneSmiley Happy So far nothing but thats ok. Fun part will be paying off those cards, im even going to pay off my phone from tmobile so sny debt i have will be here on the loan. Im just going to go forward with the goal of paying it off early but hope to save some too. Hsve begun putting s few bucks in my Langley s as vings so its something. Wish i would have done this years ago but we learnSmiley Happy Great day everyoneSmiley Happy
Message 51 of 75
Regular Contributor

Re: Amex Personal Loan


@AverageJoesCredit wrote:
Hey guys, thanks for all the kind words. Sorry it took so long to get back. Lol, long day. Had to go to ear doctor, very subject to clogs and ear infections but at least i can hear nowSmiley Wink

Awesome news!! 😀APPROVED😀 got the email about 10 am just didnt have chance to sign and read terms til later. 11k at 8.98%. Not bad if i do say so. Im still in awe that ive achieved this. Now to make sure i pay this baby on time and not allow myself to get back to this level of cc debt.

Just another example for those who want good credit it is possible and if Amex personal loans are a goal, treat your Amexs' with care and credit too. Thanks everyoneSmiley Happy WOO HOO AMEX😎😍


congratulations-gif-image-2017.gif

As of October 14, 2018









NFCU Cash Rewards, NFCU Flagship, NFCU Platinum, AMEX SPG, Best Buy Visa, Discover, Marvel, Nissan Visa, Uber Visa, Alliant CU Platinum Rewards, Amex BCE, Amex Everyday, Amex Blue Delta Sky Miles, BB & T Spectrum Rewards, BBVA ClearPoints, Capital One Quick Silver, Chase Freedom, Chevron Texaco Visa, DCU Platinum, Langley Cash Back, Pay Pal Mastercard, RBFCU Cash Back, State Farm Good Neighbor, Wells Fargo Cash Wise, RBFCU Premier Rate, Langley Rewards,Amex Hilton, Amex Green, Ollo Platinum, BOA Travel Rewards, Banco Do Brasil, BB & T Bright, BOA Cash Rewards, Precious Moments (Commerce Bank), Commerce Bank Special Connections, HSBC Platinum Rewards, HSBC Cash Rewards,
Also have NFCU CLOC $15,000


Store cards: Target RedCard Credit, Home Depot, Lowes, Ulta, Amazon
Message 52 of 75
Regular Contributor

Re: Amex Personal Loan

Congratulations AJC! Smiley Happy
Simpler is better. =)

Message 53 of 75
Frequent Contributor

Re: Amex Personal Loan

Congrats AJC!!!  That's how it's  done!




Instead of waiting for the storm to pass, I've learned to dance in the rain.
Message 54 of 75
Community Leader
Super Contributor

Re: Amex Personal Loan

Lol, big thanksSmiley Happy

Just fyi for those who go this route, no POI asked, current Fico 8 Ex 752, yup all those recent useless hps i got ( lesson truely learned, new credit goal entrenched), and from opening new accounts after bk (10 years ago) took me 21 months to achieve a prequal for an Amex loan.

First up to celebrate , pay off Penfed $4500 loan at 17.99%, $23 owed. Lol, and to think with my good payment history on that loan, they wouldnt even give another shot. Thank you AmexSmiley Happy
Message 55 of 75
Moderator

Re: Amex Personal Loan

Congrats AJC!  Nice rate as well and very generous amount from Amex.. Smiley Happy

Chase | Citibank | Amex | BofA | PenFed | NFCU | Discover | Fifth Third Bank | BB&T | Synovus | Commerce
Message 56 of 75
Community Leader
Super Contributor

Re: Amex Personal Loan

Thank you CC. I truely feel my credit worked for me for onceSmiley Happy
Message 57 of 75
Community Leader
Super Contributor

Re: Amex Personal Loan

Funds already in my checking! Ive never had that much at once in checking. I feel like s thousandairSmiley Wink

Wow, from Monday to Wednesday, approval to funds transferred, Amex dont playSmiley Wink
Message 58 of 75
Moderator

Re: Amex Personal Loan


@AverageJoesCredit wrote:
Funds already in my checking! Ive never had that much at once in checking. I feel like s thousandairSmiley Wink

Wow, from Monday to Wednesday, approval to funds transferred, Amex dont playSmiley Wink

They don't play at all!  Smiley Very Happy

 

I got mine the next day, but that might have been due to USAA always crediting direct deposits a day early (sorry if I got your hopes up for next-day availability).  In any case it's there now, and you can put it to good use!  Smiley Very Happy

Message 59 of 75
Valued Contributor

Re: Amex Personal Loan

Congrats AJC on getting it done! Enjoy the new loan.





Goals: Garden until 2020...Wait out last derogs...Watch inquiries drop like flies...Get under the elusive 5/24.
Message 60 of 75