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Amex Personal Loan

Auto Loans for ANY Credit Situation. Immediate Response.
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Community Leader
Mega Contributor

Re: Amex Personal Loan

Never mind, i haven't checked my other ficos in quite awhile. Ill have to do so .
Message 21 of 36
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Super Contributor

Re: Amex Personal Loan

Congrats!

Message 22 of 36
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Super Contributor

Re: Amex Personal Loan


@joltdude wrote:

Hmm Amex just offered me 7800 at 8.98 for 36mo... slightly tempting to deal with a small issue.. but i can wait a bit...

-J

 


Congrats -J

 

I have been offeered so many loans, the latest from PNC.

When they offer at 0% .. then I will be on itSmiley Surprised

Message 23 of 36
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Super Contributor

Re: Amex Personal Loan


@AverageJoesCredit wrote:
Never mind, i haven't checked my other ficos in quite awhile. Ill have to do so .

All those FICO's you have stashed.

 

#Jelly

Message 24 of 36
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Senior Contributor

Re: Amex Personal Loan

@AverageJoesCredit Yeah, sorry I was lost raining threads. I was asking if you had that CFA negative reason code on EX2 and the number of reason code you had. 😉










(Forgive typos, mobile.)(Everything said is Just IMHO.)
Scores updated DEC'19.

In order to better answer your questions and record your DPs, please provide your profile stats: Any baddies? (clean/dirty), Number of accounts open and closed on CRs (thick/thin), AoOA? (aged/nonaged), AoYR-Age of Youngest Revolver (new accounts/no new accounts)? Open/closed loan on CR?
For example, mine is clean/thick/aged/new accounts, with open loan on record.
If you don't know where you fall, just list whether you have any baddies, your number of open and closed accounts, AoOA, AoYR and whether you have a loan on record.
For utilization questions, list individual and aggregate utilizations, revolving and installment. please.
Message 25 of 36
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Community Leader
Mega Contributor

Re: Amex Personal Loan

Ill have to check. Good question though.Smiley Happy
Message 26 of 36
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Senior Contributor

Re: Amex Personal Loan

Congratulations!!

Starting Scores FICO 8 (Feb '18):
EX- 519, TU- 530, EQ- 545

Current Scores



Message 27 of 36
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Super Contributor

Re: Amex Personal Loan

That would be totally absurd if AMEX personal loans are being coded as CFAs... We all know AMEX isn't dishing those out like candy.

 

@AverageJoesCredit Go spend $1 on Experian's CreditWorks Premium trial so you can see your EX2 lol.



01/2019:
02/2020:

Closed: CareCredit $10K, B&H Payboo $7500
Hover over my cards to see my limits!
Goal cards: Cash+, Freedom.
Message 28 of 36
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Community Leader
Mega Contributor

Re: Amex Personal Loan


@Saeren wrote:

That would be totally absurd if AMEX personal loans are being coded as CFAs... We all know AMEX isn't dishing those out like candy.

 

@AverageJoesCredit Go spend $1 on Experian's CreditWorks Premium trial so you can see your EX2 lol.


I did that about 2 weeks ago but didnt see them. I must have missed it. Anyway to still view them them or do i need another trial?

Message 29 of 36
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Super Contributor

Re: Amex Personal Loan


@AverageJoesCredit wrote:

@Saeren wrote:

That would be totally absurd if AMEX personal loans are being coded as CFAs... We all know AMEX isn't dishing those out like candy.

 

@AverageJoesCredit Go spend $1 on Experian's CreditWorks Premium trial so you can see your EX2 lol.


I did that about 2 weeks ago but didnt see them. I must have missed it. Anyway to still view them them or do i need another trial?


You can view the scores in your history on the website. Just pick your Experian and then in the dropdown choose your last report + FICO score + added versions and then tap the "additional FICO scores" tab and it will be there. 



01/2019:
02/2020:

Closed: CareCredit $10K, B&H Payboo $7500
Hover over my cards to see my limits!
Goal cards: Cash+, Freedom.
Message 30 of 36
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