Re: Another Penfed LUV 15K Loan APPROVED

blazerein · ‎07-28-2020

2 months as a member and Penfed already sending me some LOVE. After getting approved for PCR with 7.5K SL, checked personal loan approval and pre-approved for up to 20K. Just ask for 15K so I can transfer some high interest card, the application went to Under Review with an email to send 2 paystubs. Under Review for the whole weekend (thinking it will be Denied) and finally got an email that it's APPROVED. I was hoping they used 1 HP but I got 2 HP (1 for CC and 1 for PL) but I'm OK with it. As I read it here to always be ready for a HP when applying. I was ready for it as most of my inquiries will be dropping off next month. Thanks PenFed, Since I only have savings I will open a checking now and maybe apply for CLOC. Some DP's below:

EQ 746

New Account for the past 6 months - 2

Util 8%

> >CREDIT UNION

EX- 585, TU- 583, EQ- 563 | CURRENT SCORE UPDATED: 2/2023 -> FICO 8 EX 754 TU 741 EQ 755 | FICO 9 EX 747 EQ 763 TU 756

DebtStinks · ‎07-28-2020

Congrats! I'm surprised you were asked for POI with your profile. May I ask what interest rate you were given?

NFCU More Rewards AMEX $25000 (Opened 1/19) - NFCU Platinum $21000 (Opened 1/21) - TTCU Platinum Visa $10000 (Opened 10/18) - Discover $5500 (Opened 11/21) - Barclays View MC $5000 (Opened 1/19) - Capital One Platinum $3500 (Opened 2/19) - Capital One World Elite MC $1000 (Opened 3/21) - Target Store Card $2000 (Opened 10/18) - Floor & Decor Store Card $42500 (Opened 10/18)
Closed - PenFed $35,000 - Cap1 World Elite MC $11,200
Total CL - $115500

CH7 BK Filed 8/1/17 Discharged 11/7/17

Scores as of 2/18/21:

Inquiries Last 12 Months: