2 months as a member and Penfed already sending me some LOVE. After getting approved for PCR with 7.5K SL, checked personal loan approval and pre-approved for up to 20K. Just ask for 15K so I can transfer some high interest card, the application went to Under Review with an email to send 2 paystubs. Under Review for the whole weekend (thinking it will be Denied) and finally got an email that it's APPROVED. I was hoping they used 1 HP but I got 2 HP (1 for CC and 1 for PL) but I'm OK with it. As I read it here to always be ready for a HP when applying. I was ready for it as most of my inquiries will be dropping off next month. Thanks PenFed, Since I only have savings I will open a checking now and maybe apply for CLOC. Some DP's below:
New Account for the past 6 months - 2
Congrats! I'm surprised you were asked for POI with your profile. May I ask what interest rate you were given?
@DebtStinks I got 13%. I'll take it since it's still lower than what my previous loans. Maybe they ask for POI since I'm just a new member.