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Any advice on the best way to refinance my private Navient student loans with a 620 credit score?

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C1navigator
Valued Member

Any advice on the best way to refinance my private Navient student loans with a 620 credit score?

Navient Debt.png

This is how much I owe. My interest rate just went up on all my loans since the  feds raised the interest rates. 

I make about a littlr bit over 100,000 a year. I also have other loans but I applied for PSLF and I think they will get forgiven. 

Just not my private navient loans. 

Start:12/11/2018 TU579, EQ569
Current: 612
GOAL: 740 across the board! AMEX Approval and Chase Sapphire
Current Cards:
MyAccess$300
BoA$500

Aspire$1000
Citi$2000
Message 1 of 4
3 REPLIES 3
TheRedHat
Established Contributor

Re: Any advice on the best way to refinance my private Navient student loans with a 620 credit score

Need more information.

 

How much are you paying per month on each of these four loans?

Last update: 4/8/2024
Chopping Block:

Goal Cards
Message 2 of 4
C1navigator
Valued Member

Re: Any advice on the best way to refinance my private Navient student loans with a 620 credit score

800 to 900

Start:12/11/2018 TU579, EQ569
Current: 612
GOAL: 740 across the board! AMEX Approval and Chase Sapphire
Current Cards:
MyAccess$300
BoA$500

Aspire$1000
Citi$2000
Message 3 of 4
FireMedic1
Community Leader
Mega Contributor

Re: Any advice on the best way to refinance my private Navient student loans with a 620 credit score

There are lenders for refi and combine them all into one. Most I looked at on NerdWallet are less than that 10% one you got.


Message 4 of 4
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