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Application process Alliant CU

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New Visitor

Application process Alliant CU

Received instant approval, was requested to send in ID, Social Security Card, and a Utility Bill.

 

Inquired further what to expect was told:

 

"Your documents are currently beign reviewed. Once we have final confirmation we will contact you.

Thank you"


If it's an instant approval what's left to do?

Message 1 of 7
6 REPLIES 6
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Community Leader
Super Contributor

Re: Application process Alliant CU

It might take them a couple of days to approve your membership.

There's not much that's actually instant about Alliant.

 

Langley CU is one of the few that has truly instant memberships.

If that's what you are referring to?



My most prized tradeline.
Message 2 of 7
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Contributor

Re: Application process Alliant CU

It's exactly what the message says:  your documents are under review; and after they verify them, your account wil be opened.

 

I applied on 30 Dec 2019 and received the email pertaining to the documents required to verify identity. I uploaded what was

requested on 03 Jan 2020, and my account was opened the same day.

Message 3 of 7
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Established Contributor

Re: Application process Alliant CU

Congratulations on the semi-instant approval.


Current Scores & Increase since May 2020:

EX: 701 (+38)| TU: 692 (+32)| EQ: 681 (+36)| TU Fico 9: 704

Next Goal: Min. 700 w/all CRAs

Subsequent Goal: Chase FU

Gardening Until: 06/01/2021| App: 5/26/2020
Message 4 of 7
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Super Contributor

Re: Application process Alliant CU

Congratulations on your membership!
Message 5 of 7
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Contributor

Re: Application process Alliant CU


@Evan27 wrote:

Received instant approval, was requested to send in ID, Social Security Card, and a Utility Bill.

 

Inquired further what to expect was told:

 

"Your documents are currently beign reviewed. Once we have final confirmation we will contact you.

Thank you"


If it's an instant approval what's left to do?


My membership went thru instantly, but the loan department with them are a mess it took me 5 days to get a credit card and a loan finished with a 786 FICO TU. The approvel went fast just the docs they need and them not liking them. I helped a friend with a lot lower credit score and I thought it was just his lower score that what cased him to take a long time and found out it's just them (Alliant). Also they did not like my papers that I sent to them and it went back and forth. I.E too small to read, was not clear...

Message 6 of 7
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Frequent Contributor

Re: Application process Alliant CU

I hate Alliant. I'm a member and used to have products with them, but their procedures and systems are a relic of the 1980s so I closed them all. NFCU for the win.

NFCU Platinum $30K | Chase Freedom Unlimited $16k | Amex Delta Gold $15k | NFCU moreRewards $14.5k | NFCU cashRewards $13k | Discover IT $8.4K | GS AppleCard $5k | Synch/Amazon $3.9k
Message 7 of 7
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