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Approved for Marcus Loan 10K

New Member

Approved for Marcus Loan 10K



I have a credit card Debt that i am paying at high interest, So i checked the MARCUS Pre-Qualification Page for Personal loan Options.


Got approved for 10K @9.99% 36 Months or 10K @10.99 60 months. Took 36 Months Option. After i applied, they asked for Paystubs and DL for verification. 


Pulled TU, and my score in TU is 675, with 1 inquiry in the past year. Income @ 102K.


Planning to payoff the Loans soon.


Thanks for the valuable tips and Hope this helps. 



Message 1 of 6
Senior Contributor

Re: Approved for Marcus Loan 10K

Congratulations on your approval!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Mar 2020):EX- 689, TU- 665, EQ- 670
What's in my wallet:

On the chopping block:

Message 2 of 6
Established Contributor

Re: Approved for Marcus Loan 10K


so marcus do require paystubs!!!!! if i was self employed it wouldn't work with Marcus.


Thats good to know. i m thinking of changing my payments into a paystub this coming year.


Message 3 of 6
Valued Contributor

Re: Approved for Marcus Loan 10K

Welcome phani333! Congrats on your approval! I have a Marcus Loan also, and yes they asked for Paystubs. However, my girlfriend just got a loan with them several months back but only 4K and they DID NOT ask for here Pay Stubs.

Total CL: $306.1kUTL: 3%AAoA: 6.8yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k |DISC-40.6k | PENFED-38.4k | AMEX-37k | NFCU-37k | LOWES-35k | ALLIANT-25k | BARCLAYS-15k | CITI-13.7k | CHASE-10k

Message 4 of 6
New Member

Re: Approved for Marcus Loan 10K

Hi Maharshi.


For the verification of income, they gave different choices. Either i can send the most recent paystub, or I can submit the W2 or Last year Tax return info.



Message 5 of 6
Senior Contributor

Re: Approved for Marcus Loan 10K

There's been several approvals reported here with no POI. YMMV

Starting Score: (5/24/2018) -- FICO 08 EXP: 643; FICO 08 TU: 642; FICO 08 EQ: 677
Current Score (3/12/2021): FICO 08 EXP: 748; TU: 755; EQ: 773
2020 Goal Score: 760 across the board

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Message 6 of 6
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