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BECU new member ???

snickerpedia
Frequent Contributor

BECU new member ???

So I just got my email welcoming me to BECU (finally). After sending in my DNA a few times I have received my welcome email but no member number or account number to access online banking.

 

Do I need to wait for something in the mail or an email with this information or do I need to speak to a representative. I called them but the wait time is pretty lengthy right now so I figured I'd come here first!!


TU - 785
EX - 771
EQ - 779


Message 1 of 12
11 REPLIES 11
TruSaintsFan
Frequent Contributor

Re: BECU new member ???

@snickerpedia
Sounds about right with the hold time but I had to call in to get info to set up online banking(before mail areives). They wont send you an email with your account info. You will receive all this in the mail in about a week tho
CSP 17.8K
CHASE FU 7k
BECU VISA CARD 13K
BECU LOC 10K
CONNS(SYNCHRONY) 10K
MY JEWELERS 5K
NEW COAST DIRECT 5K
REGIONS PLATINUM 4K
BBT CASH REWARDS 3.5K
BBT TRAVEL 3.5K
PFU(ELAN FINANCIAL) 2K
CAP1 QS1 1.5K(closed GONE)
DISCOVER IT 2K
KAYS 1K(closed GONE)
NFCU CASH REWARDS 4.5k
CREDIT ONE 500(closed GONE)
OPENSKY 300(closed GONE)
DISCOVER(AU) 38.6K
CITI(AU) 12.5K

INCOME = 207K

Score for Fico are: Oct. 2019 Util 5%
Eq= 689
Trans= 719
Ex= 692
Inquires in last 24mths(Aug19)
Eq= 15
Trans= 12
Ex= 17
Accounts in Last 24mth= 19 6mths= 8(Aug19) 4 accounts have been closed
Car Loan= 1
Installment Loans= 5
CC= 12
4 AU accounts for AAoA since I have so many accounts(lol)
(1)10yrs, (3)8yrs
Message 2 of 12
Jnbmom
Community Leader
Senior Contributor

Re: BECU new member ???


@snickerpedia wrote:

So I just got my email welcoming me to BECU (finally). After sending in my DNA a few times I have received my welcome email but no member number or account number to access online banking.

 

Do I need to wait for something in the mail or an email with this information or do I need to speak to a representative. I called them but the wait time is pretty lengthy right now so I figured I'd come here first!!


You need to call, they will not send member number in an email OR through the mail, you will get tons of mailings from them but zero will have membership number.

EXP 758 TU 783 EQ 729
Message 3 of 12
GlennvilleGA
Regular Contributor

Re: BECU new member ???

Congratulations on your new membership. I live in the Seattle area and joined BECU earlier this year. I opened the account in person and got everything in one visit. They have an amazing higher APY on the first $500 in Savings and first $500 in checking with only a one transaction requirement.
I applied for their Cash Rewards Visa (they pulled TransUnion) and they countered for a Secured Card because I’m not quite 2 years post BK7 Discharge. They have a Savings Secured Loan that reports to All 3 and releases funds as you pay it down.

I also joined Sound Credit Union, which is big in the Seattle-Tacoma area. Sound is a little more user friendly, they release funds immediately on check deposits and direct deposit funds are available a day earlier than BECU. Sound gives generous credit lines (so friends say) but have the same 2 year requirement unless you want a Secured Card.

Both are part of the Shared Branching and BECU pulls TU and Sound pulls Experian. Just something to consider.
Message 4 of 12
Morpho
Valued Contributor

Re: BECU new member ???


@GlennvilleGA wrote:
Congratulations on your new membership. I live in the Seattle area and joined BECU earlier this year. I opened the account in person and got everything in one visit. They have an amazing higher APY on the first $500 in Savings and first $500 in checking with only a one transaction requirement.
I applied for their Cash Rewards Visa (they pulled TransUnion) and they countered for a Secured Card because I’m not quite 2 years post BK7 Discharge. They have a Savings Secured Loan that reports to All 3 and releases funds as you pay it down.

I also joined Sound Credit Union, which is big in the Seattle-Tacoma area. Sound is a little more user friendly, they release funds immediately on check deposits and direct deposit funds are available a day earlier than BECU. Sound gives generous credit lines (so friends say) but have the same 2 year requirement unless you want a Secured Card.

Both are part of the Shared Branching and BECU pulls TU and Sound pulls Experian. Just something to consider.

Welcome and thanks for the info on Sound. Not a lot of info on Sound CU around here. If you app come back and tell us your experience.

Message 5 of 12
Green456
Established Contributor

Re: BECU new member ???


@snickerpedia wrote:

So I just got my email welcoming me to BECU (finally). After sending in my DNA a few times I have received my welcome email but no member number or account number to access online banking.

 

Do I need to wait for something in the mail or an email with this information or do I need to speak to a representative. I called them but the wait time is pretty lengthy right now so I figured I'd come here first!!


Congratulations. Welcome to BECU. I am out of state member, I am one of the very few ones here who was able to open account right the way without any verification. Their mobile app is one of the best and they are now my primary credit union. 

Message 6 of 12
Jnbmom
Community Leader
Senior Contributor

Re: BECU new member ???


@Green456 wrote:

@snickerpedia wrote:

So I just got my email welcoming me to BECU (finally). After sending in my DNA a few times I have received my welcome email but no member number or account number to access online banking.

 

Do I need to wait for something in the mail or an email with this information or do I need to speak to a representative. I called them but the wait time is pretty lengthy right now so I figured I'd come here first!!


Congratulations. Welcome to BECU. I am out of state member, I am one of the very few ones here who was able to open account right the way without any verification. Their mobile app is one of the best and they are now my primary credit union. 


Just curious how long you have been a member. I was orginally able to open and fund my accounts without verification, only after the fact did they put me through the ringer, so I am extremely reluctant to put any money in my accounts with them lol.

 

I am glad you had better luck @Green456 

EXP 758 TU 783 EQ 729
Message 7 of 12
Green456
Established Contributor

Re: BECU new member ???


@Jnbmom wrote:

@Green456 wrote:

@snickerpedia wrote:

So I just got my email welcoming me to BECU (finally). After sending in my DNA a few times I have received my welcome email but no member number or account number to access online banking.

 

Do I need to wait for something in the mail or an email with this information or do I need to speak to a representative. I called them but the wait time is pretty lengthy right now so I figured I'd come here first!!


Congratulations. Welcome to BECU. I am out of state member, I am one of the very few ones here who was able to open account right the way without any verification. Their mobile app is one of the best and they are now my primary credit union. 


Just curious how long you have been a member. I was orginally able to open and fund my accounts without verification, only after the fact did they put me through the ringer, so I am extremely reluctant to put any money in my accounts with them lol.

 

I am glad you had better luck @Green456 


I have been member 6 months now. I even messaged them 5 months ago if they needed me to send in any documents. 

Message 8 of 12
TruSaintsFan
Frequent Contributor

Re: BECU new member ???

@jnbmom
My apologies if i gave the wrong info, I did recieve my debit card and welcome pack in about 7-10 business days. Definitely called in to get account info tho!
CSP 17.8K
CHASE FU 7k
BECU VISA CARD 13K
BECU LOC 10K
CONNS(SYNCHRONY) 10K
MY JEWELERS 5K
NEW COAST DIRECT 5K
REGIONS PLATINUM 4K
BBT CASH REWARDS 3.5K
BBT TRAVEL 3.5K
PFU(ELAN FINANCIAL) 2K
CAP1 QS1 1.5K(closed GONE)
DISCOVER IT 2K
KAYS 1K(closed GONE)
NFCU CASH REWARDS 4.5k
CREDIT ONE 500(closed GONE)
OPENSKY 300(closed GONE)
DISCOVER(AU) 38.6K
CITI(AU) 12.5K

INCOME = 207K

Score for Fico are: Oct. 2019 Util 5%
Eq= 689
Trans= 719
Ex= 692
Inquires in last 24mths(Aug19)
Eq= 15
Trans= 12
Ex= 17
Accounts in Last 24mth= 19 6mths= 8(Aug19) 4 accounts have been closed
Car Loan= 1
Installment Loans= 5
CC= 12
4 AU accounts for AAoA since I have so many accounts(lol)
(1)10yrs, (3)8yrs
Message 9 of 12
snickerpedia
Frequent Contributor

Re: BECU new member ???

I called and got my info, set up online account, opened new checking and added all my external accounts. So far so good and the mobil app is AWESOME.


TU - 785
EX - 771
EQ - 779


Message 10 of 12
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