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BT or HELOC?

dragontears
Valued Contributor

Re: BT or HELOC?

A wrinkle in my BT option. I just double checked my current BT offers and Discover (where I was planning on transferring to), no longer has the 0% APR with a 3% fee I saw previously. Now the 2 options are 0% APR with a 4% fee or 3.99% APR with a 3% fee
Scores hover around 800
Haven't been AZEO in over a year
Rome was not built in a day, neither is a good credit profile
Message 11 of 12
Backwoods
Senior Contributor

Re: BT or HELOC?

In buying a house it really does not matter what you putting down once you meet the loan programs requirements.   The only time it does matter is all cash deals.   We sell several 100 a year at our real estate firm and no one (seller) ever asks how much the down payment is.

And we are in one of the places where people read divorce and obituary notices to find their next house. 

Message 12 of 12
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