Huh, well if you're driving around for Lyft appears you could do this easily.
It's a bit suck you have to DD into a bank they partner with but they apparently allow outgoing ACH's and Bill Pay and I don't see a fee schedule with it.
Seems like an easy way to game it since you basically get paid immediately so just drive around a bit every so often, build up a little stash, and hop on the bonuses when they come up for various other FI's. It's not enough money for me to do this right now doing two gigs, and while Lyft would be a totally acceptable social analogue even if there's no community integration thing for me, but if I wind up with a bunch of time on my hands again where bonus chasing makes sense I will probably try this route as it's easy to work into virtually any schedule on any time horizon.
@Anonymous wrote:
I opened checking accounts with both NFCU and DCU with the intention of switching to them and found things with both that were too much to deal with for me to switch.
Oh boy I can relate! Been with them since 18 and it's always been a process to get Money to them the way i want to do it. Have to transfer funds from my NFCU CC to share savings so that I can put Money in my IRA and ESA, then use an outside account to pay the CC. And try to do it before they assess the interest.
So i eventually opened a checking account just this month to hopefully make that smoother/easier. Nope. I still cannot transfer from outside accounts unless i push from the outside!
Don't get me wrong, i really like them and several of their products. But sheesh can they be slightly annoying at times, so now I've got two accounts with them that cannot transfer funds the way i want. 
@Anonymous wrote:
@Anonymous wrote:
I opened checking accounts with both NFCU and DCU with the intention of switching to them and found things with both that were too much to deal with for me to switch.Oh boy I can relate! Been with them since 18 and it's always been a process to get Money to them the way i want to do it. Have to transfer funds from my NFCU CC to share savings so that I can put Money in my IRA and ESA, then use an outside account to pay the CC. And try to do it before they assess the interest.
So i eventually opened a checking account just this month to hopefully make that smoother/easier. Nope. I still cannot transfer from outside accounts unless i push from the outside!
Don't get me wrong, i really like them and several of their products. But sheesh can they be slightly annoying at times, so now I've got two accounts with them that cannot transfer funds the way i want.
Yep that's one of the things that bothered me. I was having to write myself checks from 1stBank or use Zelle. 
DCU lets me pull to my savings and checking and I just learned yesterday that I can push for free using their P2P system but their systems are inferior and I can't ever get someone on the phone without waiting over an hour so I can't make them my primary either.
So I decided to go for this SUB and opened an account online yesterday, process fairly painless. But the confirmation email said that to enroll in online banking I'll need my new debit card # and PIN. Figure at least 2 weeks for that to arrive by snail mail, so that makes this pretty much impossible to do $2k in direct deposits within 60 days with Social Security even calling your local office to change DD more quickly then online. Even payroll would be tight for me to make the 60 days, my employer pays biweekly and uses ADP which I can change online but their policy is that the first payday for a new bank account is a printed check mailed to me while they do a pre-note to verify the account is mine.
Fortunately according to Doctor of Credit DPs US Bank pretty much counts any ACH deposit as a direct deposit. I made just under $1500 in bank account SUBs in 2019, this one will have me at $700 already for 2020. 
@DaveInAZ wrote:So I decided to go for this SUB and opened an account online yesterday, process fairly painless. But the confirmation email said that to enroll in online banking I'll need my new debit card # and PIN. Figure at least 2 weeks for that to arrive by snail mail, so that makes this pretty much impossible to do $2k in direct deposits within 60 days with Social Security even calling your local office to change DD more quickly then online. Even payroll would be tight for me to make the 60 days, my employer pays biweekly and uses ADP which I can change online but their policy is that the first payday for a new bank account is a printed check mailed to me while they do a pre-note to verify the account is mine.
Fortunately according to Doctor of Credit DPs US Bank pretty much counts any ACH deposit as a direct deposit. I made just under $1500 in bank account SUBs in 2019, this one will have me at $700 already for 2020.
Yeah I opened an account with Alliant to use as a hub. I don't plan on going for a ton of bonuses but I might grab one or two this year.
That online banking wait sounds very extra. I imagine quite a few people are going to get screwed out of their bonus.