What is the best way to consolidate the high interest credit card loans into low interest loans and pay them off quickly? I looked at Prosper and LendingClub. I got rejection from LendingClub. I got offer for partial amount from Prosper. Are there other places where I can find low cost credit card consolidation offers? I have job and good income but in the last few years I have decided to pursue higher educaiton and used credit cards to finance my educaiton which is breaking my back now. I have additional educational qualifications which will boost my income in future but in the short term I have to slug it out and get these loans under control into manageable payments.
BofA Cash Rwrds Sig V 2013 10k; Fidelity Rewards AmEx /BofA 2013 15.4k; Chase Freedom Sig V 2002 24.1k; Chase Amazon Rwrds Sig V 2011 8k; Sam's Club MC 2002 10k; Dscvr It 2012 10k; Citi Dvdnd Plat Sel V 2013 8.9k; PenFed Plat Rwrds V 2013 20k; AmEx Blue Sky 2013 11.3k; AmEx BCP 2014 24.1k; Priceline Rwrds Sig V 2013 8.7k; PayPal Xtras GE Cap Plat MC 2012 5k