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Bye bye Wells Fargo

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Frequent Contributor

Bye bye Wells Fargo

Just closed my Wells Fargo checking account. The CSR hanged up on me, which was quite surprising. I still have student loan with them which I will pay off this year or early next year. Feels good to move on especially when I was broke student they charged me $8 per month fee. Now I am making BECU and PenFed my primary checking accounts. BECU has no minimums and PenFed just wants you to keep $500.

Now how long do I have to wait to churn Wells Fargo for the checking account bonus?
Message 1 of 18
17 REPLIES 17
Community Leader
Senior Contributor

Re: Bye bye Wells Fargo


@Green456 wrote:
Just closed my Wells Fargo checking account. The CSR hanged up on me, which was quite surprising. I still have student loan with them which I will pay off this year or early next year. Feels good to move on especially when I was broke student they charged me $8 per month fee. Now I am making BECU and PenFed my primary checking accounts. BECU has no minimums and PenFed just wants you to keep $500.

Now how long do I have to wait to churn Wells Fargo for the checking account bonus?

I'm guessing she's going to get a whack on the hand via ruler by The WF Man for not being able to talk you into staying. This is a hoot Smiley Very HappySmiley Very Happy

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Message 2 of 18
Moderator Emeritus

Re: Bye bye Wells Fargo

@Green456 in answer to your question, "Now how long do I have to wait to churn Wells Fargo for the checking account bonus?"

Why would you want to?!
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Message 3 of 18
Frequent Contributor

Re: Bye bye Wells Fargo


@Dinosaur wrote:
Why would you want to?!

Churn them like they churned me. Give them a taste of their own medicine.

Message 4 of 18
Moderator Emeritus

Re: Bye bye Wells Fargo


@Green456 wrote:

@Dinosaur wrote:
Why would you want to?!

Churn them like they churned me. Give them a taste of their own medicine.


Got'ta love it ...  Smiley Happy Hit them a second time for me ... could not get away fast enough.

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Current Score: 850
Goal Score: 850


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Message 5 of 18
Senior Contributor

Re: Bye bye Wells Fargo


@Green456 wrote:


Now how long do I have to wait to churn Wells Fargo for the checking account bonus?

You have to read the T&C carefully before applying because they have different promos,  but with WF it's typically 12 months after they last paid you a checking account bonus. 

(8/2019)
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Message 6 of 18
Senior Contributor

Re: Bye bye Wells Fargo


@Dinosaur wrote:

@Green456 wrote:

@Dinosaur wrote:
Why would you want to?!

Churn them like they churned me. Give them a taste of their own medicine.


Got'ta love it ...  Smiley Happy Hit them a second time for me ... could not get away fast enough.


I banked with them for 10 years, 1999-2009 and wonder now how I put up with them so long. I'm on my 2nd bonus churn, I'll be gone in July when the current bonus hits, I'll probably be back in 12 months . . . . Vengeance is mine, sayeth Dave in AZ  . . .


Fico 08: 734/716/734 TU/EX/EQ
Message 7 of 18
Established Contributor

Re: Bye bye Wells Fargo


@DaveInAZ wrote:


I banked with them for 10 years, 1999-2009 and wonder now how I put up with them so long. I'm on my 2nd bonus churn, I'll be gone in July when the current bonus hits, I'll probably be back in 12 months . . . . Vengeance is mine, sayeth Dave in AZ  . . .


I never churned WF, but I did burn them... for $800. I banked with them from 1996 to 2007. I used to feel guilty about it, but after reading all the horrible things they did to consumers, I don't think twice about it. 











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Message 8 of 18
New Member

Re: Bye bye Wells Fargo

I wish I could break away but having a bank that is a giant octopus everywhere in usa and has broker in same company...... the complacency is strong in this one.  I haven't ever banked with Chase but many people I know who have both say they are the only big bank thats worse than wf.

Message 9 of 18
Super Contributor

Re: Bye bye Wells Fargo


@FIRE-AND-ICE wrote:

I wish I could break away but having a bank that is a giant octopus everywhere in usa and has broker in same company...... the complacency is strong in this one.  I haven't ever banked with Chase but many people I know who have both say they are the only big bank thats worse than wf.


Lol. I've banked with both and Wells Fargo wins worst bank by a landslide. Not even close. My Wells Fargo lasted about 9 months. I'm at 11 years with Chase and still using them. Best big bank I've ever used. I'm tempted to move everything back from my credit union, but I like getting paid early.








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