CU SP membership list?

[Anonymous]

Somewhere on the forums I saw a list of CU's that SP for membership, but now I can't find it...

[DaveInAZ]

I don't remember seeing a "list" here, just references to specific CUs. The best place to find that is Doctor of Credit, from the tp menu Bank Accounts, then 'Is opening a bank account a SP or HP?', or the Bank Account Quick Reference, a Google Docs spreadsheet for all banking details.

Is there a specific CU you're considering?

[Anonymous]

Ah yes, perhaps that was where I saw it... Was looking for 0% and 0 BT fee card options for DW that are off the beaten path. Something other than BankAmericard, Chase Slate, and Amex ED. Something that pulls EQ or TU since it seems almost all the inq's for the CC's we have between us are from EX.

[M_Smart007]

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@Anonymous wrote:
Somewhere on the forums I saw a list of CU's that SP for membership, but now I can't find it...

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https://ficoforums.myfico.com/t5/Personal-Finance/List-of-Credit-Unions-that-do-not-require-hard-pull-for/m-p/4896393#M15484

[Anonymous]

Thank you @M_Smart007 my friend good to see you again.

[Anonymous]

@DaveinAZ was specifically looking at First Tech but not many DP's

[SouthJamaica]

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@Anonymous wrote:
Somewhere on the forums I saw a list of CU's that SP for membership, but now I can't find it...

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I used that list or a similar list, and found myself hard pulled. Things change.

So after that I wouldn't apply until after I've confirmed with the CU that it doesn't hard pull for membership.

Since  I need to confirm anyway, and since the majority do not hard pull for membership, I just skipped using the list and inquire by email before applying.

[M_Smart007]

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@SouthJamaica wrote:

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@Anonymous wrote:
Somewhere on the forums I saw a list of CU's that SP for membership, but now I can't find it...

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I used that list or a similar list, and found myself hard pulled. Things change.

So after that I wouldn't apply until after I've confirmed with the CU that it doesn't hard pull for membership.

Since  I need to confirm anyway, and since the majority do not hard pull for membership, I just skipped using the list and inquire by email before applying.

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Probably a Very Smart Idea, although I found a local one about 6 weeks ago, supposedly SP, ended up with a HP,

I went in and asked why, Excuse was could'nt Verify some info. Boy I was pissed!

asked if I wanted to Apply for a Credit Card, I said "NOPE"!!, when asked why? I said don't need (2) HP's

[Anonymous]

And they couldn't re-use the membership inq for a credit app? *Some* do...

[M_Smart007]

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@Anonymous wrote:
And they couldn't re-use the membership inq for a credit app? *Some* do...

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i have more cards than i can use now. besides i was upset, because i never authorized a HP.