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California Republic Bank?

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California Republic Bank?

Hello, I recently traded a car loan from Ally Financial to "CRB" California Rebulic Bank. Is this a good bank? They have me a 30K auto loan and the dealer said CRB is a top AAA lender? I thought my Fico credit scores were low 611/600 but I suspect a higher score somewhere.
Message 1 of 3
Valued Member

Re: California Republic Bank?

Definetly not a top lender!!! They are more of a subprime lender who from what ive read try to capitolize on people with less then good credit. Now I currently have a auto loan with them and they will blow your phone up the day after your payment is due until its paid. I did have credit problems but for the car I got and interest rate with an old unpaid repo on my record it was a deal. As ;ong as you stay current on your loan (which evryone plans to) then you will have zero issues with them. 

Started 06/14 TU:580 EX:587 EQ:578
Current 09/14 TU:669 EX:667 EX:658
Message 2 of 3
Valued Contributor

Re: California Republic Bank?

Any more, I tend to favor Credit Unions because it seems hard to trust the rates you receive from the normal lenders.

Total Credit: $240,100Credit Utilization: 1%AAoA: 5 years, 7 monthsInstallments: Car Lease, Marcus LoanNegatives: 0

LOWES-35k | BOA-32.5k | AMEX-30k | DISC-27.1k | ALLIANT-25k | NFCU-25k | BARC-15k | BBUY-12k | CHASE-10k | WAL-10k | CITI-9.7k | PENFED-9.7k

Message 3 of 3
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