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I recently deleted an IRA account after realizing how ridiculous the fees are to invest. I realized even though I deleted the account it still shows up on my 360 mobile app and desktop. The rep told me it will remain on my account for 2 years. two years! Are they nuts. Now I have to see this crap for 2 years every time I log in? I'm in the process of converting my direct deposit and other savings to pendfed because that's the dumbest thing I ever heard in my life. If you are anal like me don't close any accounts with Capital One.
@NC84 wrote:I recently deleted an IRA account after realizing how ridiculous the fees are to invest. I realized even though I deleted the account it still shows up on my 360 mobile app and desktop. The rep told me it will remain on my account for 2 years. two years! Are they nuts. Now I have to see this crap for 2 years every time I log in? I'm in the process of converting my direct deposit and other savings to pendfed because that's the dumbest thing I ever heard in my life. If you are anal like me don't close any accounts with Capital One.
If it makes you feel any better I still have old retirement accounts from a decade ago listed in my Fidelity interface. 3 of them that were former employer sponsored 401k plans with Fidelity... that have been closed out and dumped into a Rollover IRA during that time.
It isn't just C1 TBH, I got some handwaved regulatory excuse when I inquiried in passing about it.
Since you have to keep financial information for investments for 3 years, having access to an old investment account for 2 years is probably a good thing.