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Capital One small deposit verification

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Established Contributor

Capital One small deposit verification

Back in September, I connected my Capital One & Discover bank accounts and verified two small deposits. I did this for two separate accounts, and only just now realized that they never took back the deposits from either account. Has this happened to anyone else? I'm wondering if they'll correct this eventually, but it's already been over a month!



November 2019:

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Message 1 of 4
3 REPLIES 3
Frequent Contributor

Re: Capital One small deposit verification

I have always had it pulled back, but I do believe there are posts from others stating that their's was never taken back and that was the end of their story.

    EQ=846        TU=834        EX=822      INQ=0/0/2      UTIL=1%        AZEO
Message 2 of 4
Senior Contributor

Re: Capital One small deposit verification

I have had it taken back if the instituion allows transfers out of the accounts that I connected with.
However, on my "deposit only" accounts (that don't allow external transfers out), the money stayed.
I've never had a problem with Cap1 about it.

Nov 2019


Garden goal: keep on keepin' on
Usually a faithful practitioner of AZE5or6or7; working on AZE1or2 and grumbling about it.
Message 3 of 4
Established Contributor

Re: Capital One small deposit verification

Interesting. My experience has always been that they take the small deposits back, so it never occurred to me that they wouldn’t. I kept trying to figure out why my balances were off a smidge. Oh well.


November 2019:

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Message 4 of 4
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