Maybe Lending Tree, Prosper and American Express? Or another bank and/or credit union? Or subprime lender If your credit score is too low.
I’m planning on trying to get a personal loan within the next few months, my plan is to get me scores to above or around 680 at least, utilization less than 60% last late payment was over 3 years ago and only derog I have I believe is medical bill that’s paid off from 2016 i think.
Looking at :
Barclays (have a card with them)
Any other suggestions?
It couldn't hurt to check out the prequals since it is only a SP. You'll at least get an idea of what rates and terms are offered. A CU would probably be your best bet for rates. If I had to guess, with a 680 you are probably looking at 16-20% with CUs being lower. You could also take Sofi off that list. I have read that you need a minimum of 720 to qualify which shocked me and they would prefer to see an unblemished profile.