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Chase Checking Bonus

Established Contributor

Re: Chase Checking Bonus

Not a bad gig for a free $300.

 

So, does the $300 deal here require a $1500 deposit? or does it just require you openan account, set up at least a $500 monthly direct deposit, and possibly 5 or so qualifying transactions?  

 

Wait.  Don't answer that.  Let me read into this a bit more?

 

haha.  thanks.

~~~Rebuilding Score History~~~
Starting Ficos: EX 541, EQ 493, TU 523 (07/02/2016)
Latest Ficos: EX 659, EQ 696, TU 739 (02/24/2018)
1st Goal Ficos: EX 700, EQ 700, TU 750 (12/31/2018)
~~~Credit lines~~~~
BofA Platinum Plus: $2000
Capital One Platinum: $500
Discover It: $10,500
Chase Freedom Unlimited: $6400
Home Depot: $500
BofA Cash Rewards: $1500
Lowe's: $1000

My Credit Rebuild


Take the myFICO Fitness Challenge
Message 11 of 26
Established Contributor

Re: Chase Checking Bonus

$25 to open the account.  Soft pull only.  Set up direct deposit within 60 days!!

 

That's it!!

~~~Rebuilding Score History~~~
Starting Ficos: EX 541, EQ 493, TU 523 (07/02/2016)
Latest Ficos: EX 659, EQ 696, TU 739 (02/24/2018)
1st Goal Ficos: EX 700, EQ 700, TU 750 (12/31/2018)
~~~Credit lines~~~~
BofA Platinum Plus: $2000
Capital One Platinum: $500
Discover It: $10,500
Chase Freedom Unlimited: $6400
Home Depot: $500
BofA Cash Rewards: $1500
Lowe's: $1000

My Credit Rebuild


Take the myFICO Fitness Challenge
Message 12 of 26
Senior Contributor

Re: Chase Checking Bonus

Good because I don't know if I'm awake enough to remember the answer if I even found it. Smiley LOL

FICO 08 Scores (Jun-18): TU 795, EQ 797, EX 791

Message 13 of 26
Community Leader
Valued Contributor

Re: Chase Checking Bonus


@Geniuswrote:

$25 to open the account.  Soft pull only.  Set up direct deposit within 60 days!!

 

That's it!!


Yes, that's it; well be aware you have to keep the account open for 6 months, close early and they can take back the bonus. What's the new expiration date? I opened a total checking account in Jan., my DD finally hits next week - since you have to keep the account open for 6 months I moved a Soc. Sec. DD to it, and that takes awhile. SP as long as you decline overdraft protection, that's a credit product, besides being a lousy deal. They do pull EWS, so need to have a clean EWS.


Fico 08: 720/721/719 TU/EX/EQ
Message 14 of 26
Established Contributor

Re: Chase Checking Bonus


@DaveInAZwrote:

@Geniuswrote:

$25 to open the account.  Soft pull only.  Set up direct deposit within 60 days!!

 

That's it!!


Yes, that's it; well be aware you have to keep the account open for 6 months, close early and they can take back the bonus. What's the new expiration date? I opened a total checking account in Jan., my DD finally hits next week - since you have to keep the account open for 6 months I moved a Soc. Sec. DD to it, and that takes awhile. SP as long as you decline overdraft protection, that's a credit product, besides being a lousy deal. They do pull EWS, so need to have a clean EWS.


Thanks for the information!

 

I believe the new expiration date is March 3, 2018!

~~~Rebuilding Score History~~~
Starting Ficos: EX 541, EQ 493, TU 523 (07/02/2016)
Latest Ficos: EX 659, EQ 696, TU 739 (02/24/2018)
1st Goal Ficos: EX 700, EQ 700, TU 750 (12/31/2018)
~~~Credit lines~~~~
BofA Platinum Plus: $2000
Capital One Platinum: $500
Discover It: $10,500
Chase Freedom Unlimited: $6400
Home Depot: $500
BofA Cash Rewards: $1500
Lowe's: $1000

My Credit Rebuild


Take the myFICO Fitness Challenge
Message 15 of 26
Established Contributor

Re: Chase Checking Bonus

Requested my coupon code today for the $300 new checking account bonus for Total Checking!

 

Then, I went to the local Chase branch and opened a Total Checking account.  Banker then asked me if I was or had ever been military.  I said yes.  So, then he changed it to Premier Plus Checking for free which means I get some added benefits to include no minimum balance, first 4 ATM withdrawals free, free checks, etc.  AND, I still get my $300 bonus 10 days after they receive my first direct deposit of over $500 per month!!

 

Nice.

~~~Rebuilding Score History~~~
Starting Ficos: EX 541, EQ 493, TU 523 (07/02/2016)
Latest Ficos: EX 659, EQ 696, TU 739 (02/24/2018)
1st Goal Ficos: EX 700, EQ 700, TU 750 (12/31/2018)
~~~Credit lines~~~~
BofA Platinum Plus: $2000
Capital One Platinum: $500
Discover It: $10,500
Chase Freedom Unlimited: $6400
Home Depot: $500
BofA Cash Rewards: $1500
Lowe's: $1000

My Credit Rebuild


Take the myFICO Fitness Challenge
Message 16 of 26
Established Contributor

Re: Chase Checking Bonus

So, after opening my new Premier Plus Checking account for the $300 new checking account bonus, I went home and logged into online banking to see what all of the hype was about with the green check marks.  For the past few months, I have been getting prequalification offers on Chase's prequal site.  When I go to my offers in online banking, not only do I see no green checkmarks, I no longer see prequal offers.  Bummer!!

~~~Rebuilding Score History~~~
Starting Ficos: EX 541, EQ 493, TU 523 (07/02/2016)
Latest Ficos: EX 659, EQ 696, TU 739 (02/24/2018)
1st Goal Ficos: EX 700, EQ 700, TU 750 (12/31/2018)
~~~Credit lines~~~~
BofA Platinum Plus: $2000
Capital One Platinum: $500
Discover It: $10,500
Chase Freedom Unlimited: $6400
Home Depot: $500
BofA Cash Rewards: $1500
Lowe's: $1000

My Credit Rebuild


Take the myFICO Fitness Challenge
Message 17 of 26
Regular Contributor

Re: Chase Checking Bonus


@Geniuswrote:

Requested my coupon code today for the $300 new checking account bonus for Total Checking!

 

Then, I went to the local Chase branch and opened a Total Checking account.  Banker then asked me if I was or had ever been military.  I said yes.  So, then he changed it to Premier Plus Checking for free which means I get some added benefits to include no minimum balance, first 4 ATM withdrawals free, free checks, etc.  AND, I still get my $300 bonus 10 days after they receive my first direct deposit of over $500 per month!!

 

Nice.


Direct Deposit doesn't have to be $500 to get the bonus, just to keep the account fee free. Any Direct Deposit amount will trigger the bonus. I opened a Total Checking yesterday online as there was a new link on DoC yesterday allowing online applications. Instant approval and confirmation of the $300 bonus being linked, funded with my Wells Fargo Debit card. Bonus usually posts pretty quick once a direct deposit is received.


Message 18 of 26
Established Contributor

Re: Chase Checking Bonus


@outofcreditwrote:

@Geniuswrote:

Requested my coupon code today for the $300 new checking account bonus for Total Checking!

 

Then, I went to the local Chase branch and opened a Total Checking account.  Banker then asked me if I was or had ever been military.  I said yes.  So, then he changed it to Premier Plus Checking for free which means I get some added benefits to include no minimum balance, first 4 ATM withdrawals free, free checks, etc.  AND, I still get my $300 bonus 10 days after they receive my first direct deposit of over $500 per month!!

 

Nice.


Direct Deposit doesn't have to be $500 to get the bonus, just to keep the account fee free. Any Direct Deposit amount will trigger the bonus. I opened a Total Checking yesterday online as there was a new link on DoC yesterday allowing online applications. Instant approval and confirmation of the $300 bonus being linked, funded with my Wells Fargo Debit card. Bonus usually posts pretty quick once a direct deposit is received.


How much of that $300 bonus do u actually receive?

Message 19 of 26
Established Contributor

Re: Chase Checking Bonus

You receive the entire bonus.  But, you'll have to pay taxes on it at the end of the year!

~~~Rebuilding Score History~~~
Starting Ficos: EX 541, EQ 493, TU 523 (07/02/2016)
Latest Ficos: EX 659, EQ 696, TU 739 (02/24/2018)
1st Goal Ficos: EX 700, EQ 700, TU 750 (12/31/2018)
~~~Credit lines~~~~
BofA Platinum Plus: $2000
Capital One Platinum: $500
Discover It: $10,500
Chase Freedom Unlimited: $6400
Home Depot: $500
BofA Cash Rewards: $1500
Lowe's: $1000

My Credit Rebuild


Take the myFICO Fitness Challenge
Message 20 of 26