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Check Systems Report - Help

AJR1
Contributor

Check Systems Report - Help

Got report back only Reported information is the following
Santander Bank
Reported for Non Sufficient Funds
Original Charge off amount 1400.00
Closure Status - Not Reported
What does this mean
What do i have to do

Message 1 of 6
5 REPLIES 5
c00mtg
Valued Contributor

Re: Check Systems Report - Help

How many years has it been since that happened? You could try to call them and have that removed if it's been a while...in the 3 year range.




FICO 8 Scores EQ 704 / Goal 750, EX 706 / Goal 750, TU 724 / Goal 750

FICO 9 Scores EQ 726 / Goal 750, EX 683 / Goal 750, TU 726 / Goal 750
Message 2 of 6
AJR1
Contributor

Re: Check Systems Report - Help

It’s been 2 years
Message 3 of 6
AJR1
Contributor

Re: Check Systems Report - Help

Do you mean call Santander
Message 4 of 6
c00mtg
Valued Contributor

Re: Check Systems Report - Help

I meant call chexsystems, if you're lucky, you can get them to remove tha from their system.




FICO 8 Scores EQ 704 / Goal 750, EX 706 / Goal 750, TU 724 / Goal 750

FICO 9 Scores EQ 726 / Goal 750, EX 683 / Goal 750, TU 726 / Goal 750
Message 5 of 6
haleyjen
Regular Contributor

Re: Check Systems Report - Help

I have a ton of inquiries on mine that I didn’t make. What do I do?
BOA Cash Rewards - $500 Capital One secured: $500 Capital One Platinum - $500 Credit One: $400 J Crew: $630 Fingerhut: $1000 Overstock: 2000 Boscov's - $900 Saks Fifth Avenue - $1000 Brylane Home $1550 Ulta - $1000
Message 6 of 6
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