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Chime my first Fin Tech account!

Royalbacon
Frequent Contributor

Re: Spiral $250 checking promo!

Chime does not check ChexSystems

 

Second Chance Banking: Open an Account Today (chime.com)

An award-winning mobile banking app and debit card. Applying takes less than 2 minutes! No credit check. No ChexSystems.

 

A Guide to ChexSystems and Finding Banks that Don’t Use ChexSystems | Chime

Chime offers online bank accounts even for those individuals with negative ChexSystems reports. Why? Because Chime is one of the accounts and banks that don’t use ChexSystems.

Chapter 7 Bankruptcy Filed-September 2020 Discharged-December 2020
Kohl's Credit Card $3000 Limit (Opened October 2016) Survived Bankruptcy for whatever reason
Capital One Venture One $3000 Limit (Opened December 2020)
Capital One Auto Loan (Opened March 2021)
Capital One Cabela's $5000 Limit (Opened December 2021)
America First Credit Union Visa $1000 Limit (Opened December 2021)
Message 11 of 14
Royalbacon
Frequent Contributor

Re: Spiral $250 checking promo!

Chime does not check ChexSystems

 

A Guide to ChexSystems and Finding Banks that Don’t Use ChexSystems | Chime

Chime offers online bank accounts even for those individuals with negative ChexSystems reports. Why? Because Chime is one of the accounts and banks that don’t use ChexSystems.

 

Second Chance Banking: Open an Account Today (chime.com)

An award-winning mobile banking app and debit card. Applying takes less than 2 minutes! No credit check. No ChexSystems.

Chapter 7 Bankruptcy Filed-September 2020 Discharged-December 2020
Kohl's Credit Card $3000 Limit (Opened October 2016) Survived Bankruptcy for whatever reason
Capital One Venture One $3000 Limit (Opened December 2020)
Capital One Auto Loan (Opened March 2021)
Capital One Cabela's $5000 Limit (Opened December 2021)
America First Credit Union Visa $1000 Limit (Opened December 2021)
Message 12 of 14
Royalbacon
Frequent Contributor

Re: Chime my first Fin Tech account!

Chime does not use ChexSystems, says right on their website.

 

An award-winning mobile banking app and debit card. Applying takes less than 2 minutes! No credit check. No ChexSystems.

 

Chime offers online bank accounts even for those individuals with negative ChexSystems reports. Why? Because Chime is one of the accounts and banks that don’t use ChexSystems. 

Chapter 7 Bankruptcy Filed-September 2020 Discharged-December 2020
Kohl's Credit Card $3000 Limit (Opened October 2016) Survived Bankruptcy for whatever reason
Capital One Venture One $3000 Limit (Opened December 2020)
Capital One Auto Loan (Opened March 2021)
Capital One Cabela's $5000 Limit (Opened December 2021)
America First Credit Union Visa $1000 Limit (Opened December 2021)
Message 13 of 14
Curious_George2
Valued Contributor

Re: Chime my first Fin Tech account!

Great point, @Royalbacon. (Looks like you had a few versions of that post stuck in, and now released from, moderation, but no matter.) That renders moot my speculation about the probability of the thing! 😂


Message 14 of 14
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