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Credit Union Suggestions

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Legendary Contributor

Credit Union Suggestions

Looking to expand our credit union portfolio.

DH has scores now in the middle 650 range. (his baddies are less than a year) ALL PAID 2% util. and new mortgage

I range 675-700 (my baddies are all over a year) ALL PAID 11% util.

We are in CA or need to be able to join through membership

Obviously INQ and Past Baddies can't be an issue.

Navy, Penfed, USAA all out.

Already have Gain, Golden1, LAFCU, AOD pending

 

A business product would be totally fine too.

Bank of the West business pending.

 

Thoughts and suggestions?

 

Message 1 of 44
43 REPLIES 43
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Frequent Contributor

Re: Credit Union Suggestions

BECU !!!

Message 2 of 44
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Epic Contributor

Re: Credit Union Suggestions


@Creditaddict wrote:

Looking to expand our credit union portfolio.

DH has scores now in the middle 650 range. (his baddies are less than a year) ALL PAID 2% util. and new mortgage

I range 675-700 (my baddies are all over a year) ALL PAID 11% util.

We are in CA or need to be able to join through membership

Obviously INQ and Past Baddies can't be an issue.

Navy, Penfed, USAA all out.

Already have Gain, Golden1, LAFCU, AOD pending

 

A business product would be totally fine too.

Bank of the West business pending.

 

Thoughts and suggestions?

 


@Creditaddict,

 

This may or may not be of any help to you?

https://ficoforums.myfico.com/t5/Credit-Card-Applications/Official-Credit-Unions-Guide/m-p/5885798#M...

 

Possibly @Gmood1 or @AllZero might chime in with some suggestions?

 

Message 3 of 44
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Super Contributor

Re: Credit Union Suggestions

@M_Smart007. Has a good list.

 

None are as loose as Navy.

Unify FCU

Bourne Employees CU

First Tech

San Diego County CU

SF Fire Credit Union

California Coast CU 

Schools First CU

Message 4 of 44
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Valued Contributor

Re: Credit Union Suggestions

Not in CA, but I know people have joined PSECU from out of their area...

 

https://www.psecu.com/

 

Golden1 would've been my first suggestion for CA.

 

Here's a list of what we've got in CA

https://www.creditunionsonline.com/california-credit-unions.html

Amex PRG (NPSL), Amex Blue Cash ($24K), Amex Simply Cash+ ($4K), Amex Business Cash ($22.5K), Discover ($22.7K), Cap 1 Union Plus MC ($2500), Chase FU Visa Sig ($12K), Chase F Visa Sig ($8.3K), Chase CSP Visa Sig($6.5K), FCB/Elan Rewards Visa Sig($15K), Buckle ($1.3K), BofA AAA Rewards ($84.5K), Paypal credit ($10K), BBVA Clearpoints ($7.5K), Cap 1 Savor ($10K), PenFed PCR ($3500), Bank of the West CB MC ($3K)
Message 5 of 44
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Super Contributor

Re: Credit Union Suggestions

DCU




Message 6 of 44
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Valued Contributor

Re: Credit Union Suggestions


@Saeren wrote:

DCU


@Saeren which card of theirs do you like? How difficult are they to join?  Smiley Happy






Potential Future Cards
Message 7 of 44
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Community Leader
Mega Contributor

Re: Credit Union Suggestions


@AllZero wrote:

@M_Smart007. Has a good list.

 

None are as loose as Navy.

Unify FCU

Bourne Employees CU

First Tech

San Diego County CU

SF Fire Credit Union

California Coast CU 

Schools First CU


You can go ahead and mark San Diego county credit union off that list. 💩 







Message 8 of 44
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Super Contributor

Re: Credit Union Suggestions

@Brian_Earl_Spilner  What don't you like about them?

Message 9 of 44
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Community Leader
Mega Contributor

Re: Credit Union Suggestions


@AllZero wrote:

@Brian_Earl_Spilner  What don't you like about them?


💩smells???😄

Message 10 of 44
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