Credit Union Suggestions

[Creditaddict]

Looking to expand our credit union portfolio.

DH has scores now in the middle 650 range. (his baddies are less than a year) ALL PAID 2% util. and new mortgage

I range 675-700 (my baddies are all over a year) ALL PAID 11% util.

We are in CA or need to be able to join through membership

Obviously INQ and Past Baddies can't be an issue.

Navy, Penfed, USAA all out.

Already have Gain, Golden1, LAFCU, AOD pending

A business product would be totally fine too.

Bank of the West business pending.

Thoughts and suggestions?

[creditfan]

BECU !!!

[M_Smart007]

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@Creditaddict wrote:

Looking to expand our credit union portfolio.

DH has scores now in the middle 650 range. (his baddies are less than a year) ALL PAID 2% util. and new mortgage

I range 675-700 (my baddies are all over a year) ALL PAID 11% util.

We are in CA or need to be able to join through membership

Obviously INQ and Past Baddies can't be an issue.

Navy, Penfed, USAA all out.

Already have Gain, Golden1, LAFCU, AOD pending

A business product would be totally fine too.

Bank of the West business pending.

Thoughts and suggestions?

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@Creditaddict,

This may or may not be of any help to you?

https://ficoforums.myfico.com/t5/Credit-Card-Applications/Official-Credit-Unions-Guide/m-p/5885798#M...

Possibly @Gmood1 or @AllZero might chime in with some suggestions?

[AllZero]

@M_Smart007. Has a good list.

None are as loose as Navy.

Unify FCU

Bourne Employees CU

First Tech

San Diego County CU

SF Fire Credit Union

California Coast CU 

Schools First CU

[ChargedUp]

Not in CA, but I know people have joined PSECU from out of their area...

https://www.psecu.com/

Golden1 would've been my first suggestion for CA.

Here's a list of what we've got in CA

https://www.creditunionsonline.com/california-credit-unions.html

[Anonymous]

DCU

[Wavester64]

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@Anonymous wrote:

DCU

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@Anonymous which card of theirs do you like? How difficult are they to join?  

[Brian_Earl_Spilner]

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@AllZero wrote:

@M_Smart007. Has a good list.

None are as loose as Navy.

Unify FCU

Bourne Employees CU

First Tech

San Diego County CU

SF Fire Credit Union

California Coast CU 

Schools First CU

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You can go ahead and mark San Diego county credit union off that list. 💩 

[AllZero]

@Brian_Earl_Spilner  What don't you like about them?

[AverageJoesCredit]

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@AllZero wrote:

@Brian_Earl_Spilner  What don't you like about them?

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💩smells???😄