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Credit Unions w/o Chexsystems

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Anonymous
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Credit Unions w/o Chexsystems

I have or had one account in chexsystems from overdraft and I'm not quite sure if its on there still but does anyone know of any credit unions that dont run chexsystems or require you to have stellar credit to get approved? I already signed up for the ACA deal or whatever thats required for SDFCU but Im not sure what their standards are to qualify so i'm scared to waste an inquiry just to wind up getting denied. I already have a regular bank but im looking to get in with a credit union so i can refinance my car. 

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baller4life
Super Contributor

Re: Credit Unions w/o Chexsystems

SDFCU will approve anyone a membership and secured card as long your chexsystems is clear. You can order a report free to verify that. 95% of credit unions pull chexsystems unfortunately. NFCU does not but you have to meet their membership requirements.
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