Re: Credit bureau that Prosper pulls?

Anonymous · ‎06-17-2018

Hi. Does anyone know which CRA Prosper pulls and if they truly do a soft pull when checking your rate? I was a bit hesitant to check when they asked for my social security number. Thanks!

Anonymous · ‎06-17-2018

I recently did a few rate checkers for a personal loan with Prosper being one of them. It was a SP but not real sure which bureau(s) they look at. They are still sending me emails about...."Come back and finish your application, you're almost through".

Anonymous · ‎06-17-2018

Thank you!

JGGM · ‎06-18-2018

It was a soft pull on me for the rate. When I actually pulled the trigger to finalize everything, it was a HP on TU. Loan reports to all 3 bureaus.

Current Score 7-1-21: TU: 812 EX: 805 EQ: 839
Goal Score:ACHIEVED - 800 Across the Board
In My Wallet: Cap1 QS - PenFed Power Cash Rewards - PenFed Promise - AmEx Delta Platinum - DISCO - NFCU Cash Rewards - Chase Sapphire Preferred

pamon · ‎07-11-2018

TransUnion for soft pull and then denial for low score

Fico 8 Exp 598 Transunion 598 Equifax 596 (7/18/18)
FICO 8 Exp 609 TransUnion 622 Equifax 617 (8/10/18)
FICO 8 Exp 643 Equifax 641 Transunion 655 (9-10-18)
FICO 8 exp 630 Transunion 646 Equifax 627
Fico 8 Exp 646 Transunion 639 Equifax 640 (11/1/18)
Fico 8 Exp 698 Transunion 716 Equifax 690 (1/8/19)

Credit bureau that Prosper pulls?

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Credit bureau that Prosper pulls?