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Credit unions with early direct deposit

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Super Contributor

Re: Credit unions with early direct deposit


@Tigers09wrote:

forgot to mention about Apple FCU; I believe their early DD is not necessarily for everyone, but depends on where you fall in their membership, mostly teachers from local school districts that the CU was originally set up to serve


This thread should be about early direct deposit available to everyone, not just military or other government employees.


7/1/19: FICO8 EQ 749 TU 783 EX 746 Total revolving limits 713500 (592500 reporting)
Message 11 of 76
Frequent Contributor

Re: Credit unions with early direct deposit

Message 12 of 76
Regular Contributor

Re: Credit unions with early direct deposit


@SouthJamaicawrote:

@ImBankowrote:

NFCU is a day early, but any military associated bank/CU will be like this from my experience with NFCU/USAA.


Not so. I'm a member, and I tried it, and it was not available early.


Something wrong here.  I've done DD with both institutions and it was early availability with each.  Perhaps because I get two deposits per month, SSDI and VA (both from the US Government directly, of course)?

Message 13 of 76
Super Contributor

Re: Credit unions with early direct deposit


@AirTroopwrote:

@SouthJamaicawrote:

@ImBankowrote:

NFCU is a day early, but any military associated bank/CU will be like this from my experience with NFCU/USAA.


Not so. I'm a member, and I tried it, and it was not available early.


Something wrong here.  I've done DD with both institutions and it was early availability with each.  Perhaps because I get two deposits per month, SSDI and VA (both from the US Government directly, of course)?


Some credit unions have early availability for deposits of military related members; this thread should be limited to those which make it available to all members.


7/1/19: FICO8 EQ 749 TU 783 EX 746 Total revolving limits 713500 (592500 reporting)
Message 14 of 76
Super Contributor

Re: Credit unions with early direct deposit


@creditfanwrote:

here is another one

https://www.chimebank.com/get-paid-early/


Maybe I'm old school but I'm a little wary of depositing my money in a bank which doesn't give you a street address.


7/1/19: FICO8 EQ 749 TU 783 EX 746 Total revolving limits 713500 (592500 reporting)
Message 15 of 76
Regular Contributor

Re: Credit unions with early direct deposit

Abri CU in Illinois does early DD (usually in by 7 AM Central a day early).

Message 16 of 76
Valued Contributor

Re: Credit unions with early direct deposit


@ImBankowrote:

NFCU is a day early, but any military associated bank/CU will be like this from my experience with NFCU/USAA.


Only a day early if you have military direct deposit. 

 

If you're everyone else, it's like 30 minutes early. 

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Message 17 of 76
New Contributor

Re: Credit unions with early direct deposit

My credit union is always a day early for both my wife and my DD. University FCU ucreditu.com 

 

If you have connections to Utah they are great. 

 

There is also Mountain America CU or America First CU that other provide the day early DD

Message 18 of 76
Frequent Contributor

Re: Credit unions with early direct deposit

I am a civilian. 

 

USAA direct deposit's my paycheck the day before payday @ 6:30am.

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Message 19 of 76
Valued Contributor

Re: Credit unions with early direct deposit


@OmarRwrote:

I am a civilian. 

 

@usaa direct deposit's my paycheck the day before payday @ 6:30am.


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Message 20 of 76