DCU Approval...But chex issue

[UncleB]

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@Anonymous wrote:
So with all that being said, what if I re-applied with the address that is on my DL? I can still get mail at that address as I live right down the street currently. I could then change it after opening the account. I don’t want to get a new DL because I and moving again in July. Ugh... one of the infinite hassles being military causes...

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Possibly, but that could also backfire and make them suspect fraud even more.

If it were me, I would simply wait until I was settled with the new (final) address and all documentation is in order (correct address on ID, etc).  July isn't that far away, after all. 

[Anonymous]

UPDATE... So, DCU wasn't exactly the pillar of information when it came to my denial for a membership, but... It did force me to do some research. Intially it was chexsystems then ultimately "could not verify identity". I took care of chex then went round and round with the verification. I sent them my whole life in documents... denied again... The I thought to myself "what system could they be using to verifiy my ID" the only thing i had not checked was the fraud alerts I had placed on my credit. I had them removed and re-applied... HOLY CRAP I was approved. 3 weeks, 4 applications and finally approved for a membership. With that, comes a 10K approval for thier CC....YIPPEE It is my highest line yet. I am so fricken stoked! So, if you are facing the dreaded "cannot verifiy" denial, maybe check if you have a frozen, locked, or fraud alert on your reports. Aloha!

[Anonymous]

@Anonymous... congrats on slogging through the world of 'information gathers' and 'credit bureaus'! Great end result